Mortgage Rate Assumptions
Client Reviews
*Rate Assumptions: Conventional loan rates and fees are quoted based on loan amounts up to $548,250. Rates and fees are based on an 80% loan-to-value ratio on a single family, owner occupied property for a purchase or rate & term refinance transaction with no secondary financing. Rates/APRs assume a credit or 740+. Rates/APR’s may vary based on the borrower’s credit history, loan amounts, property types, occupancy types, transaction types, etc. Rates may change until rate is locked in. This offer may terminate at any time without notice, rate and annual percentage rate calculated on a 365 day year with typical closing costs, Rates/APRs subject to change without notice, properties and applicants must qualify, other restrictions may apply.
**The rates quoted on our site assume no cash back or rebate (e.g. any loan related rebate is used to buy down the rate to the level quoted on our site).
License #75112
15219 Thatcher
Austin, TX 78717
About Hurst Lending
Hurst Lending has been helping Texans buy, sell, and refinance their homes since 2006. Our team specializes in solving common roadblocks — like buying before selling, winning bidding wars, or getting financing for homes that need a little work.
We offer unique short-term lending solutions like Domination Loans™ alongside a full suite of loan products: conventional, VA, FHA, cash-out, investor loans, and construction financing.
Whether you're a first-time buyer, an experienced investor, or somewhere in between, we’re here to make financing faster, simpler, and tailored to you.
Latest Blog Posts
Do I Need a Jumbo Loan? Understanding Loan Limits, Down Payments & Your Options
Buying an expensive home does not automatically mean you need a jumbo loan. What normally matters is the amount you need to borrow after your down payment has been deducted from the purchase price. Two buyers could purchase homes at the same price and need completely...
Can You Get a Jumbo Loan with 5% or 10% Down?
Many buyers assume that every jumbo loan requires at least 20% down. That is not always true. Some qualified borrowers may be able to obtain a jumbo loan with 5% or 10% down. Availability depends on the loan program, amount being borrowed, financial profile and...
Are Jumbo Mortgage Rates Higher? What Homebuyers Should Know
Many homebuyers assume that a larger mortgage must automatically come with a higher interest rate. That is not always the case. Jumbo mortgage rates can be higher, lower or close to conventional mortgage rates. The difference depends on market conditions, the lender,...






