Mortgage Rate Assumptions
Client Reviews
*Rate Assumptions: Conventional loan rates and fees are quoted based on loan amounts up to $548,250. Rates and fees are based on an 80% loan-to-value ratio on a single family, owner occupied property for a purchase or rate & term refinance transaction with no secondary financing. Rates/APRs assume a credit or 740+. Rates/APR’s may vary based on the borrower’s credit history, loan amounts, property types, occupancy types, transaction types, etc. Rates may change until rate is locked in. This offer may terminate at any time without notice, rate and annual percentage rate calculated on a 365 day year with typical closing costs, Rates/APRs subject to change without notice, properties and applicants must qualify, other restrictions may apply.
**The rates quoted on our site assume no cash back or rebate (e.g. any loan related rebate is used to buy down the rate to the level quoted on our site).
License #75112
15219 Thatcher
Austin, TX 78717
Hurst Lending
About Hurst Lending
Hurst Lending has been helping Texans buy, sell, and refinance their homes since 2006. Our team specializes in solving common roadblocks — like buying before selling, winning bidding wars, or getting financing for homes that need a little work.
We offer unique short-term lending solutions like Domination Loans™ alongside a full suite of loan products: conventional, VA, FHA, cash-out, investor loans, and construction financing.
Whether you're a first-time buyer, an experienced investor, or somewhere in between, we’re here to make financing faster, simpler, and tailored to you.
Latest Blog Posts
How Much Equity Do You Need for a Texas Cash-Out Refinance?
A Texas cash-out refinance usually requires homeowners to keep at least 20% equity in the property after refinancing. In many cases, the new loan cannot exceed 80% of the home’s appraised value under Texas cash-out refinance guidelines. The amount you may be able to...
Cash Out Refinance vs Home Equity Loan in Texas
Texas homeowners often compare cash-out refinancing and home equity loans when they want to access equity in their property. The right option depends on factors such as your current mortgage rate, how much cash you need, your long-term financial goals, and how Texas...
Texas 50(a)(6) Rules: Texas Cash Out Refinance Guidelines Explained
Texas cash-out refinance rules are stricter than in any other state. Under Section 50(a)(6) of the Texas Constitution, homeowners can borrow against the equity in their primary residence, but only within clear legal limits. These rules are designed to protect...
