Loans for First Time Home Buyers2017-08-29T03:02:41+00:00

First Time Home Buyer Loans

first-time homebuyer coupleHurst Lending & Insurance helps hundreds of first time home buyers through the mortgage process every year. We will work with you to figure out the best first time home buyer loan for your situation. We offer several kinds of loans that are particularly popular with first-time home buyers. Among them are:

These programs are all designed for buyers who haven’t had the time to build up a large down payment.

The FHA and VA loans have lower qualification requirements and very low closing costs, which makes them excellent first time home buyer loans. As of late 2014, we are also able to offer FHA and VA loans for buyers who are building new homes, with one-time close loans that can include land, construction and mortgage.

We’d love to talk with you about the best options for your needs.  Please contact us at 877-292-7350 or contact us online.

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From the Blog: First Time Home Buyer Tips

In 300 Words or Less: What is a “good” credit score?

The Making of a "Good" Credit Score Everyone is acutely aware – some of us more than others – what having bad credit can do to your financial life. From increasing interest rates on loans or credit cards, to upping insurance costs, and even trouble getting a new cell phone contract, the effects are far-reaching. When you’re got a bad credit score, they can seem never-ending. “Make sure you’ve got good credit,” or, “That’s bad for your credit,” are some of the most common pieces of financial advice. But, how good is "good", and what exactly does it mean to have good credit? We’ll break down that and more in this installment of our 300 Words or Less series! First and foremost, a credit score can range from 300-850, from worst to best. The federal government does not provide cut and dry classifications for a good or bad credit score. [...]

February 8th, 2016|