Delayed Financing Loans

If you paid cash for a property, access your equity using delayed financing.

Delayed Financing Loan

Are you looking to maximize your real estate investment potential? Look no further than delayed financing. This unique program allows borrowers who purchased a property with cash or customer who use our same-as-cash program to refinance with a conventional loan and take out cash based on the current appraised value, without any seasoning requirements.

Think about it – you can take advantage of this loophole provided by Fannie Mae and Freddie Mac rules, which allows you to access more equity from your property than you invested. This is a game-changer for real estate investors, who make repairs to increase its value.

The owners of Hurst Lending are real estate investors themselves, and they frequently use Delayed Financing to grow their real estate portfolios. With our expertise as a Delayed Financing Lender, we can help you navigate the ins and outs of this program and answer any questions you may have.

Don’t miss out on this incredible opportunity to access more of your equity and grow your real estate portfolio. Call us today to learn more about how Delayed Financing can benefit you.

Why Use Our Services?

Make a Smart Move

BENEFITS

Access your Home Equity

Lower your Mortgage Rate

Lock in Low Cost Debt for the Long Term

Eliminate PMI

Buy a Car, Make an Investment, Pay For College

SPECIFICS

Loan to Value up to 89.99%

No Limit on Cash in Hand

Loan Amount $200K to $2M

CONVENIENCE

Low Rate Financing

Pay Less Interest on Your Debts

Quick Decisions, Quick Closing

Dat-Nguyen-football-photo
"Football's hard.
Accessing your home equity, doesn't have to be."

 

Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach

QUESTIONS?

Call 1-877-405-3465

Take Out More Cash than You Invested

Here is an example of how Delayed Financing can help you take out more cash than you invested in a property.  If you purchase an investment property for $200k and spend $10k to fix up the property.  If the property then appraises for $300k after your repairs are complete, you can take out $240k from the property (e.g. $300k value with an 80% LTV).  The impact is that you can take out $30k more than you invested in the property (e.g. your new loan of $240k minus your $210k investment = $30k extra cash in your pocket to use for your next property).  

Not Just Lenders - Problem Solvers!

Great Rates

Lots of mortgage lenders can offer a good rate on a conventional loan. We can too – in fact, our rates are some of the best around.

Unique Solutions

The difference? Hurst Lending finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.

Get a Delayed Financing Loan

About Hurst Lending's Real Estate Investing Services

Our founders started out as residential real estate investors and they learned how to leverage their borrowing capacity to build a high-quality real estate portfolio over time.  Along the way they built Hurst Lending and created a deep suite of loan products to address needs they had as real estate investors.  Our loan products help investors: (1) grow their portfolios, (2) access their equity with no seasoning period or obtain an investment property HELOC, and (3) acquire properties without high-cost hard money loans.

We also love working with new investors (who have solid w-2 jobs) to help them start investing in real estate.  People with w-2 jobs are able to access low-cost long-term fixed-rate financing and this is the best way to grow your portfolio over time.  The main thing that holds people back is the uncertainty about being a landlord and not having the tools to get started.  We solve this issue by offering our mortgage clients access to our real estate investing experts and providing our clients the same suite of tools, contacts, and contractors used by our founders for their own investment properties (at no extra cost).*  If you are interested in growing your portfolio or getting started investing in Real Estate, click the get started button below or feel free to reach out to Scott Bialek, one of our founders, at sbialek@hurstlending.com.  He loves helping real estate investors grow their portfolios.

*Some services are only available in limited locations and offers may be changed at any time.

Over $1 Billion in Loans Funded

And we're just getting started!

We're Expanding

Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas and Washington.

Latest Blog Posts

Real Estate Investing 101: How to Take Advantage of Low-Down-Payment Loan Programs

Real Estate Investing 101: How to Take Advantage of Low-Down-Payment Loan Programs

Purchasing a multifamily property and occupying one of the units is a smart investment strategy for real estate investors. By taking advantage of special loan programs that offer low down payments like FHA and VA loans, you can maximize profits and minimize expenses. Hurst Lending specializes in providing low-down-payment loans for real estate investors, offering a variety of loan programs with exceptional customer service and a streamlined loan application process.

Rehab Loans

Rehab Loans

Does Hurst Lending offer rehab loans? Does Hurst Lending lend based on after repair value? The answer is absolutely to both! In the state of Texas, Hurst lends to real estate investors based on the after repair value (ARV) of a property that needs some updating or...

Dominate Loans – Portfolio loans to enable you Buy Before You Sell, Make a Cash Offer, or Buy if You Don’t Qualify for a Conventional Loan.

Partners – Use our portfolio loan solutions to rescue your commission by enabling your clients to Buy Before They Sell, Make a Cash Offer, or Buy if. They Don’t Qualify for a Conventional Loan

Help – Explore our story, insights, and trusted credentials. Dive into our blog for expert tips, learn about our licenses, connect with us directly, or see what our clients have to say in their reviews.

Investor Loan Quote Request

Feel free to call us at 1-877-292-7350 for a quote by phone

Delayed Financing Loans

Feel free to call us at 1-877-292-7350 for a quote by phone

Delayed Financing Loans

Feel free to call us at 1-877-292-7350 for a quote by phone

Condotel Loan Quote Request

Feel free to call us at 1-877-292-7350 for a quote by phone.

Delayed Financing Loans

Feel free to call us at 214-629-7909.

Delayed Financing Loans

Feel free to call us at 1-877-292-7350 for a quote by phone.

Delayed Financing Loans

Feel free to call us at 1-877-292-7350 for a quote by phone.

Delayed Financing Loans

Feel free to call us at 1-877-292-7350 for a quote by phone.

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If you have not heard back within 24 hours please check your spam folder and/or call us at 1-877-292-7350.

Or, of course you can call 877 292 7350 anytime to speak with a representative. Thank you again for contacting Hurst Lending!

Delayed Financing Loans

Feel free to call us at 1-877-292-7350 for a quote by phone.