1-877- 292-7350 jhurst@hurstlending.com

0% to 3.5% Down Investor Loans

Purchase a duplex, triplex, 4plex and live in one side.

Low Down Payment Investor Loan

Client Reviews

The best way to obtain a low down payment investment property loan is to purchase a duplex, tri-plex or 4-plex and occupy one of the units as a primary residence.  If you live in one side of a multi-family unit, you can then get FHA loan with just 3.5% down or a VA loan with 0% down.  The key to obtaining such a low down payment is to live in one of the units and rent out the rest.  This is a great model to build up a real estate portfolio when you are early in your life or are moving around with the military.

If you don’t want to live in one side of a multifamily unit, then you will need at least a 15% or 20% down payment.  Please visit our 15% down payment investor loan page or our traditional 20% down real estate investment loan page for details on these programs.

Hurst Lending IconHurst Lending

4.8 ★★★★★ 40 reviews

Over $1 Billion in Loans Funded

And we are just getting started!  

We're Expanding!

Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas and Washington.

Why Use Our Services?

Make a Smart Move

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LOW DOWN PAYMENT

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Buy Rental Properties with 0% to 3.5% Down

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Avoid Tying up Unnecessary Capital

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Build Your Real Estate Portfolio Faster

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Fixed Rates for up to 30 Years

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Just Live in One Side of a Multi-Family Property

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CONVENIENCE

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FREE Personalized Advice & Guidance

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Real Estate Investor Rewards Program

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Quick Decisions

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Quick Closing

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“Football’s hard.
Real Estate Investing doesn’t have to be.”

 

Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach

QUESTIONS?

Call 1-877-405-3465

We Also Offer Other Investor Loans

CONVENTIONAL

We secure real estate investor loans.

LLC LOANS

Loans for your 1-4 family rental property.

HARD MONEY

Low rate loan for properties.

INVESTOR HELOC

Access the equity in your paid off properties.

Not Just Lenders - Problem Solvers!

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Great Rates

Lots of mortgage lenders can offer a good rate on a conventional loan. We can too – in fact, our rates are some of the best around.

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Unique Solutions

The difference? Hurst Lending finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.

About Hurst Lending's Real Estate Investing Services

Our founders started out as residential real estate investors and they learned how to leverage their borrowing capacity to build a high quality real estate portfolio over time.  Along the way they built Hurst Lending and created a deep suite of loan products to address needs they had as real estate investors.  Our loan products help investors: (1) grow their portfolios, (2) access their equity, and (3) acquire properties without high cost hard money loans.

We also love to work with new investors (who have solid w-2 jobs) to help them get started investing in real estate.  People with w-2 jobs are able to access low cost long term fixed rate financing and this is the best way to grow your portfolio over time.  The main thing that holds people back is the uncertainty about being a landlord and not having the tools to get started.  We solve this issue by offering our mortgage clients access to our real estate investing experts and provide our clients the same suite of tools, legal contacts, and contractors used by our founders for their own investment properties (at no extra cost).*  If you are interested in growing your portfolio or getting started investing in Real Estate, click the get started button below or feel free to reach out to Scott Bialek, one of our founders, at sbialek@hurstlending.com.  He loves helping real estate investors grow their portfolios.

*Some services are only available in limited locations and offers may be changed at any time.

Latest Blog Posts

Winning A Competitive Real Estate Investment Edge – Part II

Winning A Competitive Real Estate Investment Edge – Part II

How to Save & Make Money Buying a “Fixer Upper” as an Investment Property by Scott Bialek, Co-Founder of Hurst Lending In my first blog of this 3-part series, I shared a case study in which a bridge loan was the key to not only winning an edge over other buyers,...

Winning A Competitive Real Estate Investment Edge – Part I

Winning A Competitive Real Estate Investment Edge – Part I

Using a Bridge Loan to Win a Competitive Edge by Scott Bialek, Co-Founder of Hurst Lending People say I’m a problem solver because I’m constantly looking for ways to help real estate investors (myself included!) be more successful and overcome common stumbling...

VRBO Airbnb Income Mortgage Refi

VRBO Airbnb Income Mortgage Refi

Want to use your short-term rental income to refinance your mortgage?  Historically, Short-Term Rental Income Could Not Be Considered When Qualifying for a Refi Refinancing your mortgage for a better interest rate can translate to big savings and a quicker mortgage...