Save Your Deal
Client Reviews
If your buyer falls through in your contingent contract, don’t give up on your dream home or cancel your moving plans. Use our funds to close on your new home and give you time to find a buyer for your old home.
Our Domination Short-Term loan allows you to close on your new home and you don’t have to make payments on your new home for up to three months (while you find a buyer for your old home)!
Hurst Lending
Over $1 Billion in Loans Funded
And we're just getting started!
We're Expanding
Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas and Washington.
Why Use Our Services?
Make a Smart Move
DOMINATE
Save Your Deal
Don’t give up on your dream home or cancel your moving plans.
Close Your Purchase with Our Funds
Use our funds to close on the sale of your new home.
Only Make Payments on your Old House
Only make payments on your old house for up to three months while you old home sells.
CONVENIENCE
Don't Give Up
Close on your new dream home.
Don't Change Your Plans
Avoid the pain of having to search for a new home to purchase.
Quick Decisions, Quick Closing
“Football’s hard.
Moving doesn’t have to be,
Save Your Deal.”
Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach
QUESTIONS?
Call 1-877-405-3465
Save Your Deal
How our Program Works?
Step 1
Apply
It’s quick and easy.
Get approved for both a short-term loan and long-term home loan from us in a single step. Get started now!
Step 2
Use our Funds
Use our funds to purchase your new home. We provide you a short-term loan to pay cash for your new home.
Step 3
Move When Ready
Move when it makes sense for you – no interim housing, no storage, no stressful contingencies.
Step 4
Refinance Your Short Term Loan
We will promptly refinance you into a long term low rate conventional loan (as soon as possible after your closing).
Make No Payments on Your New Home for Up to 3 Months!
(while you old house sells)
Pricing
Up Front Cost
- One low $495 fee to set up your Short-Term Loan and allocate Funds for your use.
- We provide you a Proof of Funds Letter that you have funds available to make a Cash Offer.
If Your House Sells
- Skip the Short-Term loan and the $495 fee is all you pay.
If Your House Doesn’t Sell
- Draw against the Short-Term loan to close on your new home.
- There will be traditional loan closing costs when you draw against the loan (e.g. appraisal, title policy, underwriting fee, etc. and a 1% origination for the amount you draw from the line of credit).
- The $495 up front fee will be credited toward these closing costs.
Rates on Short Term Line of Credit
- Our Short-Term loans rates start at 5.99%
- Payments on our Short-Term loan may be deferred for up to 3 months to give you time to sell your old home
- Deferred Payments are added to the principal balance of your short-term loan.
- Your Short-Term loan must be paid off at the earliest of when your old house sells or within 1 year.
Our Portfolio of Dominate with a Cash Offer® Loans
CASH OFFER
Make a cash offer to win the bidding war. A cash offer will get the home you want at the best price in any type of market.
BUY BEFORE YOU SELL
Eliminate contingencies, skip the showings. Don’t waste money on interim housing, storage and moving twice!
BRIDGE LOANS
Don’t wait until your house sells just because you’re on a fixed income. No need to liquidate your assets to buy your new home.
Click Here or call us at 877-292-7350 to get started.
About Our Dominate with a Cash Offer®
Loan Programs
At Hurst Lending, we’re problem solvers. Over the years, we’ve talked with thousands of home buyers. In the process, we realized that the standard method of buying a home while selling another one is simply inefficient. Many people end up selling their homes for less than market value to avoid moving twice or losing their dream home. Others spend thousands of unnecessary dollars on temporary housing, storage, and moving twice. And everyone who has to buy before they sell is stressed!
A couple of years ago, we designed and began testing a better process – a smarter way to buy a home, reducing the stress and cost of buying, selling and moving. We fine tuned our offer in our home state of Texas and soon plan to start rolling this offer out around the country. Home buyers using our short-term loan program have gained financially in many ways:
- No Need to Sell current residence, Buy Before You Sell
- No Need to Rent previous or new house, they own it
- Increases Chance of Winning Bid through cash purchase
- No Double Payments, payments can be deferred up to 3 months
- Lower Total Cost compared with other programs available
- Sell at Top Dollar & Move on Their Schedule
Our customers find that they can move with less inconvenience and stress and more control. Best of all, they can gain the upper hand over other buyers and get their dream home!
If you are interested in learning more about the new, smarter way to buy a home, we’d love to tell you more. Give us a call at 877-405-3465 or contact us today.
Latest Blog Posts
Tired of Losing Your Dream Home to Multiple Offers?
By Scott Bialek, Co-Founder of Hurst LendingThe Texas real estate market has changed drastically over the last few years. In Austin Texas, 38.1% of real estate agents expect their buyers to need to make 5-10 offers before they’ll succeed and 36.5% of agents expect...
Protect Yourself When Bidding Above Market and Using an Appraisal Waiver
By Scott Bialek, Co-Founder of Hurst LendingThe Texas real estate market is more competitive than ever. That’s why we created our Dominate with a Cash Offer® program. This program allows you to win against multiple offers. This bidding process can get complicated, so...
Coronavirus Fears Drive Mortgage Rates to 8-Year Low
As coronavirus fears hit financial markets, U.S. mortgage rates dropped to an eight-year low. The average rate on a 30-year fixed mortgage hit 3.34% on Monday, according to Mortgage News Daily. That rate hit 3.34% for one day in 2016, before spiking much higher....
