1-877- 292-7350 jhurst@hurstlending.com

Buyer Fell Through Loans

We can help you secure a loan when your buyer cancels.

Save Your Deal

Client Reviews

If your buyer falls through in your contingent contract, don’t give up on your dream home or cancel your moving plans.  Use our funds to close on your new home and give you time to find a buyer for your old home.

Our Domination Short-Term loan allows you to close on your new home and you don’t have to make payments on your new home for up to three months (while you find a buyer for your old home)!

Hurst Lending IconHurst Lending

4.9 ★★★★★ 45 reviews

Over $1 Billion in Loans Funded

And we're just getting started!

We're Expanding

Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas and Washington.

Why Use Our Services?

Make a Smart Move

DOMINATE

Save Your Deal

Don’t give up on your dream home or cancel your moving plans.

Close Your Purchase with Our Funds

Use our funds to close on the sale of your new home.

Only Make Payments on your Old House

Only make payments on your old house for up to three months while you old home sells.

CONVENIENCE

Don't Give Up

Close on your new dream home.

Don't Change Your Plans

Avoid the pain of having to search for a new home to purchase.

Quick Decisions, Quick Closing

No unnecessary red tape, no contingencies.
Dat-Nguyen-football-photo
“Football’s hard.
Moving doesn’t have to be,
Save Your Deal.”

 

Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach

QUESTIONS?

Call 1-877-405-3465

Save Your Deal

How our Program Works?

Step 1

Apply

It’s quick and easy.

Get approved for both a short-term loan and long-term home loan from us in a single step. Get started now!

Step 2

Use our Funds

Use our funds to purchase your new home.  We provide you a short-term loan to pay cash for your new home.

Step 3

Move When Ready

Move when it makes sense for you – no interim housing, no storage, no stressful contingencies.

 

Step 4

Refinance Your Short Term Loan

We will promptly refinance you into a long term low rate conventional loan (as soon as possible after your closing).

Make No Payments on Your New Home for Up to 3 Months!

(while you old house sells)

Pricing

Up Front Cost

  • One low $495 fee to set up your Short-Term Loan and allocate Funds for your use.
  • We provide you a Proof of Funds Letter that you have funds available to make a Cash Offer.

If Your House Sells

  • Skip the Short-Term loan and the $495 fee is all you pay.

If Your House Doesn’t Sell

  • Draw against the Short-Term loan to close on your new home.
  • There will be traditional loan closing costs when you draw against the loan (e.g. appraisal, title policy, underwriting fee, etc. and a 1% origination for the amount you draw from the line of credit).
  • The $495 up front fee will be credited toward these closing costs.

Rates on Short Term Line of Credit

  • Our Short-Term loans rates start at 5.99%
  • Payments on our Short-Term loan may be deferred for up to 3 months to give you time to sell your old home
  • Deferred Payments are added to the principal balance of your short-term loan.
  • Your Short-Term loan must be paid off at the earliest of when your old house sells or within 1 year.

Our Portfolio of Dominate with a Cash Offer® Loans

 

CASH OFFER

Make a cash offer to win the bidding war. A cash offer will get the home you want at the best price in any type of market.

BUY BEFORE YOU SELL

Eliminate contingencies, skip the showings. Don’t waste money on interim housing, storage and moving twice!

BRIDGE LOANS

Don’t wait until your house sells just because you’re on a fixed income. No need to liquidate your assets to buy your new home.

Click Here or call us at 877-292-7350 to get started.

About Our Dominate with a Cash Offer®

Loan Programs

At Hurst Lending, we’re problem solvers. Over the years, we’ve talked with thousands of home buyers. In the process, we realized that the standard method of buying a home while selling another one is simply inefficient. Many people end up selling their homes for less than market value to avoid moving twice or losing their dream home. Others spend thousands of unnecessary dollars on temporary housing, storage, and moving twice.  And everyone who has to buy before they sell is stressed!

A couple of years ago, we designed and began testing a better process – a smarter way to buy a home, reducing the stress and cost of buying, selling and moving. We fine tuned our offer in our home state of Texas and soon plan to start rolling this offer out around the country. Home buyers using our short-term loan program have gained financially in many ways:

  • No Need to Sell current residence, Buy Before You Sell
  • No Need to Rent previous or new house, they own it
  • Increases Chance of Winning Bid through cash purchase
  • No Double Payments, payments can be deferred up to 3 months
  • Lower Total Cost compared with other programs available
  • Sell at Top Dollar & Move on Their Schedule 

Our customers find that they can move with less inconvenience and stress and more control. Best of all, they can gain the upper hand over other buyers and get their dream home!

If you are interested in learning more about the new, smarter way to buy a home, we’d love to tell you more. Give us a call at 877-405-3465 or contact us today.

Latest Blog Posts

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Using Bridge Loans to Win a Competitive Edge

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What is a Bridge Loan?

What is a Bridge Loan?

Homeowners often find themselves in a precarious position when they’re looking to buy a new house, but have yet to close on the sale of their current house. A bridge loan is aptly named; it’s a loan that can bridge the potential gap between selling one home and buying...

WSJ Says that 75% of Investment Properties Purchased with Cash!

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According to the following WSJ article, 75% of Investment Properties were purchased with Cash in Q4FY22.  If you are tired of losing deals to cash buyers, we recently raised capital and have up to $50m to lend to customers who want to use our funds to win the bidding...

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