Make a Cash Offer and Move on Your Schedule
Client Reviews
Use our funds to move when you want, how you want, and buy the house you want. Our Buy Before You Sell Short-Term loan allows you to buy now, own your new house, and make only one house payment while your old house sells!
We also use common sense underwriting that factors in the equity from your old home.
Hurst Lending
Over $1 Billion in Loans Funded
And we're just getting started!
We're Expanding
Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas and Washington.
Why Use Our Services?
Make a Smart Move
Buy Before You Sell
Make a Cash Offer Using Our Funds
Use our funds to make a cash offer for your new home.
Apply Your Equity To Your New Home
Only Make Payments on your Old House
Only make payments on your old house for up to three months while you old home sells.
CONVENIENCE
Buy Before You Sell
Don't Move Twice
Quick Decisions, Quick Closing
“Football’s hard.
Moving doesn’t have to be,
Buy Before You Sell.”
Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach
QUESTIONS?
Call 1-877-405-3465
Buy Before You Sell
How our Program Works?
Step 1
Apply
It’s quick and easy.
Get approved for both a short-term loan and long-term home loan from us in a single step. Get started now!
Step 2
Use our Funds
Use our funds to purchase your new home. We provide you a short-term loan to pay cash for your new home.
Step 3
Move When Ready
Move when it makes sense for you – no interim housing, no storage, no stressful contingencies.
Step 4
Refinance Your Short Term Loan
We will promptly refinance you into a long term low rate conventional loan (as soon as possible after your closing).
Make No Payments on Your New Home for Up to 3 Months!
(while your old house sells)
Pricing
Up Front Cost
- One low $495 fee to set up your Short-Term Loan and allocate Funds for your use.
- We provide you a Proof of Funds Letter that you have funds available to make a Cash Offer.
Purchase New House with Cash
- Draw against the Short-Term loan to close on your new home.
- We just charge a simple 1% origination for the amount you draw from the line of credit.
- The $495 up front fee will be credited toward these closing costs.
Rates on Short Term Line of Credit
- Our Short-Term loans rates start at 6.99%
- Payments on our Short-Term loan may be deferred for up to 3 months to give you time to sell your old home
- Your Short-Term loan must be paid off at the earliest of when your old house sells or within 6 to 10 months.
Our Portfolio of Dominate with a Cash Offer® Loans
CASH OFFER
Make a cash offer to win the bidding war. A cash offer will get the home you want at the best price in any type of market.
BUY BEFORE YOU SELL
Eliminate contingencies, skip the showings. Don’t waste money on interim housing, storage and moving twice!
BRIDGE LOANS
Don’t wait until your house sells just because you’re on a fixed income. No need to liquidate your assets to buy your new home.
Click Here or call us at 877-292-7350 to get started.
About Our Dominate with a Cash Offer®
Loan Programs
At Hurst Lending, we’re problem solvers. Over the years, we’ve talked with thousands of home buyers. In the process, we realized that the standard method of buying a home while selling another one is simply inefficient. Many people end up selling their homes for less than market value to avoid moving twice or losing their dream home. Others spend thousands of unnecessary dollars on temporary housing, storage, and moving twice. And everyone who has to buy before they sell is stressed!
A couple of years ago, we designed and began testing a better process – a smarter way to buy a home, reducing the stress and cost of buying, selling and moving. We fine tuned our offer in our home state of Texas and soon plan to start rolling this offer out around the country. Home buyers using our short-term loan program have gained financially in many ways:
- No Need to Sell current residence, Buy Before You Sell
- No Need to Rent previous or new house, they own it
- Increases Chance of Winning Bid through cash purchase
- No Double Payments, payments can be deferred up to 3 months
- Lower Total Cost compared with other programs available
- Sell at Top Dollar & Move on Their Schedule
Our customers find that they can move with less inconvenience and stress and more control. Best of all, they can gain the upper hand over other buyers and get their dream home!
If you are interested in learning more about the new, smarter way to buy a home, we’d love to tell you more. Give us a call at 877-405-3465 or contact us today.
Latest Blog Posts
WSJ Says that 75% of Investment Properties Purchased with Cash!
According to the following WSJ article, 75% of Investment Properties were purchased with Cash in Q4FY22. If you are tired of losing deals to cash buyers, we recently raised capital and have up to $50m to lend to customers who want to use our funds to win the bidding...
WSJ Says that 27% of Offers are Cash Offers in Some Markets
According to the following WSJ article, cash offers are 4 Times more likely to win bidding wars. If you are tired of losing deals to cash buyers, we recently raised capital and have up to $50m to lend to customers who want to use our funds to win the bidding war. ...
Purchase Home For Parents – Receive The Same Low Rates & Low Down Payment Option as an Owner Occupied Property
A frequent question we receive is why do lenders tell me that I have to get an investment property loan when I am simply purchasing a home for my parents? If you have struggled with this problem please read the following article from our co-founder. By Scott Bialek,...
