Make a Cash Offer and Move on Your Schedule
Client Reviews
You no longer need to put up with the hassle of selling your old home before buying a new one, or worry about missing out on your dream home by losing out to a cash buyer.
Use our funds to move when you want, how you want, and buy the house you want. Our Domination Short-Term loans allows you to buy before you sell and make only one house payment for up to three months!
Hurst Lending
Over $1 Billion in Loans Funded
And we are just getting started!
We're Expanding!
Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oregon, Pennsylvania, Virginia, Texas and Washington.
Why Use Our Services?
Make a Smart Move
DOMINATE THE DEAL
Make a Cash Offer Using Our Funds
Use our funds to make a cash offer for your new home.
Apply Your Equity To Your New Home
Only Make Payments on your Old House
Only make payments on your old house for up to three months while you old home sells.
CONVENIENCE
Buy Before You Sell
Don't Move Twice
Quick Decisions, Quick Closing
“Football’s hard.
Moving doesn’t have to be,
Buy Before You Sell.”
Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach
QUESTIONS?
Call 1-877-405-3465
Buy Before You Sell
How our Program Works?
Step 1
Apply
It’s quick and easy.
Get approved for both a short-term loan and long-term home loan from us in a single step. Get started now!
Step 2
Use our Funds
Use our funds to purchase your new home. We provide you a short-term loan to pay cash for your new home.
Step 3
Move When Ready
Move when it makes sense for you – no interim housing, no storage, no stressful contingencies.
Step 4
Refinance Your Short Term Loan
If you drew against the short-term loan we will promptly refinance you into a long term low rate conventional loan (as soon as possible after your closing). We will use the same appraisal to save you money.
Make No Payments on Your New Home for Up to 3 Months!
(while your old house sells)
Pricing
Up Front Cost
- One low $495 fee to set up your Short-Term Loan and allocate Funds for your use.
- We provide you a Proof of Funds Letter that you have funds available to make a Cash Offer.
If Your House Sells
- Skip the Short-Term loan and the $495 fee is all you pay.
If Your House Doesn’t Sell
- Draw against the Short-Term loan to close on your new home.
- There will be traditional loan closing costs when you draw against the loan (e.g. appraisal, title policy, underwriting fee, etc. and a 1% origination for the amount you draw from the line of credit).
- The $495 up front fee will be credited toward these closing costs.
Rates on Short Term Line of Credit
- Our Short-Term loans rates start at 5.99%
- Payments on our Short-Term loan may be deferred for up to 3 months to give you time to sell your old home
- Deferred Payments are added to the principal balance of your short-term loan.
- Your Short-Term loan must be paid off at the earliest of when your old house sells or within 1 year.
Our Portfolio of Short-Term Domination Loans
MAKE A CASH OFFER
Make a cash offer to win the bidding war. A cash offer will get the home you want at the best price in any type of market.
BUY BEFORE YOU SELL
Eliminate contingencies, skip the showings and plan a convenient move. Don’t waste money on interim housing, storage and moving twice!
BUYER FELL OUT
If your buyer falls through in your contingent contract, don’t give up on your dream home or cancel your moving plans.
MOVE NOW
Don’t wait until your house sells just because you’re on a fixed income. No need to liquidate your assets to buy your new home with cash.
Click Here or call us at 877-292-7350 to get started.
About Our Domination Loan Programs
At Hurst Lending, we’re problem solvers. Over the years, we’ve talked with thousands of home buyers. In the process, we realized that the standard method of buying a home while selling another one is simply inefficient. Many people end up selling their homes for less than market value to avoid moving twice or losing their dream home. Others spend thousands of unnecessary dollars on temporary housing, storage, and moving twice. And everyone who has to buy before they sell is stressed!
A couple of years ago, we designed and began testing a better process – a smarter way to buy a home, reducing the stress and cost of buying, selling and moving. We fine tuned our offer in our home state of Texas and soon plan to start rolling this offer out around the country. Home buyers using our short-term loan program have gained financially in many ways:
- By making an all-cash offer, our buyers often pay less for a new home – and in competitive markets, a cash offer will also dominate a bidding war.
- Applying the equity in their existing home toward the purchase of a new one.
- Avoiding the expense of moving twice.
Although interest rates are a bit higher on a short-term line of credit than on a conventional mortgage, the amount of money spent is quite low because our offer is short-term. As a result, our customers find that they can move for the same cost, or even less, than with a conventional “sell then buy” approach – all with less inconvenience and stress and more control. Best of all, they can gain the upper hand over other buyers and get their dream home!
If you are interested in learning more about the new, smarter way to buy a home, we’d love to tell you more. Give us a call at 877-405-3465 or contact us today.
Latest Blog Posts
Tired of Losing Your Dream Home to Multiple Offers?
By Scott Bialek, Co-Founder of Hurst LendingThe Texas real estate market has changed drastically over the last few years. In Austin Texas, 38.1% of real estate agents expect their buyers to need to make 5-10 offers before they’ll succeed and 36.5% of agents expect...
Protect Yourself When Bidding Above Market and Using an Appraisal Waiver
By Scott Bialek, Co-Founder of Hurst LendingThe Texas real estate market is more competitive than ever. That’s why we created our Dominate with a Cash Offer® program. This program allows you to win against multiple offers. This bidding process can get complicated, so...
Coronavirus Fears Drive Mortgage Rates to 8-Year Low
As coronavirus fears hit financial markets, U.S. mortgage rates dropped to an eight-year low. The average rate on a 30-year fixed mortgage hit 3.34% on Monday, according to Mortgage News Daily. That rate hit 3.34% for one day in 2016, before spiking much higher....