1-877- 292-7350 jhurst@hurstlending.com

VA Construction Loans

Zero down payment is possible!

Helping Veterans Secure Construction Loans

Client Reviews

Hurst Lending is thrilled to introduce one-time close construction loans that can be financed through the VA loan program. Finally, first-time home buyers and buyers with less-than-perfect credit can build a new home with the affordable terms of a VA loan. Our VA construction loans feature:


  • Land, construction, and mortgage in a single, low-interest loan
  • Easy qualification
  • Fees and construction phase interest can be rolled into the loan
  • No payments during construction

Hurst Lending IconHurst Lending

4.9 ★★★★★ 45 reviews

Over $1 Billion in Loans Funded

And we're just getting started!

We're Expanding

Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas and Washington.

Why Use Our Services?

Make a Smart Move


No money down – instead of up to 30%!

Land, construction and mortgage in a single loan

Close only once – no risk of becoming un-qualified during construction

No payments during construction


Easy Qualification

Quick Decisions

Quick Closing

“Football’s hard.
Getting a Construction Loan doesn’t have to be.”


Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach


Call 1-877-405-3465

Get a VA Construction Loan

The History of the VA Loan Program

After World War II, an increase in the U.S. Veteran population pushed Congress to pass large numbers of new benefits for war Veterans—the most significant of which was the World War II GI Bill, signed into law June 22, 1944. The VA Loan Program, a byproduct of the GI Bill, was created to help more Veterans achieve the American dream of homeownership. The U.S. Department of Veteran Affairs insures VA loans, making it less risky for lenders to offer loans to those employed in military services. Therefore, veterans can get affordable rates and terms despite less credit history or lower credit ratings from lenders participating in the Veteran Affairs (VA) loan program.

VA loans are specifically tailored for veterans and are among the easiest mortgages to qualify for while requiring a smaller down-payment than many other loans. Here’s what you can expect from a VA loan:


  • Easier credit qualification – while minimum credit scores vary based on the exact loan requirements, borrowers typically need a credit score of 620 or higher to get the best rates
  • No Down Payment 
  • No PMI Required – Unlike FHA and conventional loans with less than 20% down, VA loans do not require PMI
  • Most members of the military, veterans, reservists and National Guard members are eligible to apply
  • Active members qualify after six months of service

We Also Offer Other Construction Loans


With this program you can obtain a construction loan with just a 3.5% down payment.


We are one-time closing construction loan experts with just 10% to 15% down. 


With this program you can obtain a VA construction loan with zero down payment.

Not Just Lenders - Problem Solvers!

Great Rates

Lots of mortgage lenders can offer a good rate on a conventional loan. We can too – in fact, our rates are some of the best around.

Unique Solutions

The difference? Hurst Lending finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.

About Hurst Lending

We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach includes a suite of services that solve common hurdles in the home buying process. Have you ever experienced the frustration of Losing your dream home in a bidding war? Trying to buy before you sell? Had your buyer fallout? Or being on a fixed income and needing your equity to purchase a new home?  Our Industry-leading suite of Domination Loans solve these issues. We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, cash-out, construction and traditional home loans.

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