1-877- 292-7350 jhurst@hurstlending.com

Texas Vet Loans

We help Texas veterans secure mortgage loans.

Mortgages for Texas Veterans

We are dedicated to helping you achieve your dream of homeownership by offering a wide range of loan options specifically designed for your needs. From traditional VA loans to low-down payment VA construction loans, we have the right solution to fit your unique situation. In addition, we are proud to offer Texas Veterans Land Board loans, providing you with even more options to choose from.

Our team of experts is knowledgeable about the various loan options available to Texas veterans and is here to guide you through the process. We understand that purchasing a home is a big decision, and we are dedicated to making the experience as seamless and stress-free as possible. We will work with you to determine the best loan option for your situation and help you navigate the application process.

So, if you are a Texas veteran looking for a mortgage loan, don’t hesitate to take advantage of the many benefits offered through our loan options. With our support, you can achieve your dream of homeownership and enjoy the pride that comes with owning your own home. Contact us today to learn more about how we can help you!

I’ve worked with Jay Hurst on several loans.  Jay is extremely knowledgeable and helpful, and was able to advise me on the options for my recent purchase. Great guy to have on your side, and great rates!

Kevin B.

Hurst Lending was very easy to work with and stayed in constant contact with me throughout the loan process so I never had to wonder what the status of the loan was.

Naomi R.

Reviews

Hurst Lending
4.9
Based on 51 reviews
powered by Google
js_loader

Why Use Our Services?

Make a Smart Move

Texas Vet Loans

The Best Loan Options for Texas Veterans

VA Loans: Buy or Refi

VA Loans for New Construction - 0% Down

Texas Veteran Land Board Loans

CONVENIENCE

We're VA Loan Experts

We're Problem Solvers

We Offer Lending Solutions to Unique Situations

Quick Decisions, Quick Closing

No unnecessary red tape, no contingencies.
Dat-Nguyen-football-photo
“Football’s hard.
Getting a Texas Vet Loan doesn’t have to be.

 

Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach

QUESTIONS?

Call 1-877-405-3465

Get a Loan for Texas Veterans

Texas Vet Loan Program Frequently Asked Questions

Q: What kinds of homes qualify for loans through the Texas Vet Loan Program?
A: To take advantage of the Texas vet loan program, your home must meet the following requirements. The home must be:

  • Your primary residence
  • Located in Texas
  • Single family home, town home, or condominiums
  • Duplexes or other multi-family units (must have been constructed at least five years prior to the closing date of the loan).
  • All new construction homes must meet Energy Star guidelines.
  • If your home does not meet these requirements, please contact us as we have other programs that may meet your needs.

Q: Can I get a Lower Rate if I am a Disabled Veteran?
A: If you are a disabled veteran you are entitled to a .5% lower rate on your home loan.  In order to qualify for this reduced rate on your VLB mortgage, you must have a service-connected disability of 30 percent (30%) or greater as verified by an Award Letter from the Department of Veterans Affairs (VA). The Texas vet loan program is a great option if you are a disabled veteran.

Q: Can I get Lower Rates through the Texas Vet Loan Program as an Unmarried Surviving Spouse of a Texas Vet?
A: If you are an Unmarried Surviving Spouse of a service member who died in the line of duty (or died from a service-connected cause) and who was a legal resident of Texas at the time of death, you are entitled to a .5% lower rate on your home loan.

Q: Can I use the Texas vet loan program if I am building a new home?
A: TexasVetLoans.com offers interim construction financing in many parts of the state of Texas.  When your house is complete we can pay off your construction loan with our low rate Texas Vet Loans discussed above.   Please note that Veterans Land Board loans are only available for single family residences and the new home must meet various Energy Star qualifications.

Q: Are Texas Vet Loans better than VA Loans?
A:  Texas Vet (Veterans Land Board) Loans have extremely low interest rates that are generally the same or lower than standard VA loans.  That said, a Texas Vet Loan is not always the best choice for every customer.  In some situations, a VA loan may be a better option as the closing costs for a VA loan are often lower than Texas Vet Loans.

Non-Texas Vet Land board VA loans often have ZERO closing costs to the borrower. In some cases, the slightly higher rates of the traditional VA, in combination with paying less out of pocket, can make more sense for the borrower than the Texas Vet Loan. Both options do not require any mortgage insurance – even when financing 100% of your purchase. For recommendations based on your unique situation, contact us and one of our expert loan officers can guide you through the pro’s and con’s of both options and run side by side comparisons of how each would impact your current circumstances.

About Hurst Lending

We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach to the home buying process includes a suite of services that solve common hurdles in the home buying process. Have you ever experienced the frustration of Losing your dream home in a bidding war; Trying to buy before you sell; Had your buyer fallout; or Being on a fixed income and needing your equity to purchase a new home? Our Industry-leading suite of Dominate with a Cash Offer line of credit/short term loans solves these issues. We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, construction and traditional home loans.

Over $1 Billion in Loans Funded

And we're just getting started!

We're Expanding

Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas and Washington.

Latest Blog Posts

Rehab Loans

Rehab Loans

Does Hurst Lending offer rehab loans? Does Hurst Lending lend based on after repair value? The answer is absolutely to both! In the state of Texas, Hurst lends to real estate investors based on the after repair value (ARV) of a property that needs some updating or...

Interest Rates Have Doubled

Interest Rates Have Doubled

Interest rates have nearly doubled from the beginning of the year. These rate hikes have many people wondering if refinancing to pay off high-interest credit cards is a wise decision. Interest rates on credit cards are still much higher on average than today's...

Buy Before You Sell

Buy Before You Sell

Buy Before You Rent One of the uses of a residential bridge loan is to bridge the gap between the purchase of a new home and renting the departing residence. Historically, the issue  has been that the homeowner must have a signed lease and proof of lease deposit...

Subscribe

Subscribe

Join our mailing list to receive the latest loan options and services from our team.

You have Successfully Subscribed!