1-877- 292-7350 jhurst@hurstlending.com

Texas Vet Loans

We help Texas veterans secure loans.

Mortgages for Texas Veterans

Client Reviews

We offer a number of different loans for Texas Veterans.  Our Veteran loans include traditional VA loans, low-down payment VA construction loans, and even Texas Veterans Land Board loans.  

Hurst Lending IconHurst Lending

4.8 ★★★★★ 40 reviews

Over $1 Billion in Loans Funded

And we are just getting started!  

We're Expanding!

Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas and Washington.

Why Use Our Services?

Make a Smart Move

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Texas Vet Loans

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The Best Loan Options for Texas Veterans

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VA Loans: Buy or Refi

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VA Loans for New Construction - 0% Down

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Texas Veteran Land Board Loans

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CONVENIENCE

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We're VA Loan Experts

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We're Problem Solvers

We Offer Lending Solutions to Unique Situations

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Quick Decisions, Quick Closing

No unnecessary red tape, no contingencies.
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“Football’s hard.
Getting a Texas Vet Loan doesn’t have to be.

 

Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach

QUESTIONS?

Call 1-877-405-3465

Get a Loan for Texas Veterans

Texas Vet Loan Program Frequently Asked Questions

Q: What kinds of homes qualify for loans through the Texas Vet Loan Program?
A: To take advantage of the Texas vet loan program, your home must meet the following requirements. The home must be:

  • Your primary residence
  • Located in Texas
  • Single family home, town home, or condominiums
  • Duplexes or other multi-family units (must have been constructed at least five years prior to the closing date of the loan).
  • All new construction homes must meet Energy Star guidelines.
  • If your home does not meet these requirements, please contact us as we have other programs that may meet your needs.

Q: Can I get a Lower Rate if I am a Disabled Veteran?
A: If you are a disabled veteran you are entitled to a .5% lower rate on your home loan.  In order to qualify for this reduced rate on your VLB mortgage, you must have a service-connected disability of 30 percent (30%) or greater as verified by an Award Letter from the Department of Veterans Affairs (VA). The Texas vet loan program is a great option if you are a disabled veteran.

Q: Can I get Lower Rates through the Texas Vet Loan Program as an Unmarried Surviving Spouse of a Texas Vet?
A: If you are an Unmarried Surviving Spouse of a service member who died in the line of duty (or died from a service-connected cause) and who was a legal resident of Texas at the time of death, you are entitled to a .5% lower rate on your home loan.

Q: Can I use the Texas vet loan program if I am building a new home?
A: TexasVetLoans.com offers interim construction financing in many parts of the state of Texas.  When your house is complete we can pay off your construction loan with our low rate Texas Vet Loans discussed above.   Please note that Veterans Land Board loans are only available for single family residences and the new home must meet various Energy Star qualifications.

Q: Are Texas Vet Loans better than VA Loans?
A:  Texas Vet (Veterans Land Board) Loans have extremely low interest rates that are generally the same or lower than standard VA loans.  That said, a Texas Vet Loan is not always the best choice for every customer.  In some situations, a VA loan may be a better option as the closing costs for a VA loan are often lower than Texas Vet Loans.

Non-Texas Vet Land board VA loans often have ZERO closing costs to the borrower. In some cases, the slightly higher rates of the traditional VA, in combination with paying less out of pocket, can make more sense for the borrower than the Texas Vet Loan. Both options do not require any mortgage insurance – even when financing 100% of your purchase. For recommendations based on your unique situation, contact us and one of our expert loan officers can guide you through the pro’s and con’s of both options and run side by side comparisons of how each would impact your current circumstances.

About Hurst Lending

We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach includes a suite of services that solve common hurdles in the home buying process. Have you ever experienced the frustration of Losing your dream home in a bidding war? Trying to buy before you sell? Had your buyer fallout? Or being on a fixed income and needing your equity to purchase a new home?  Our Industry-leading suite of Domination Loans solve these issues. We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, cash-out, construction and traditional home loans.

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