We Can Help Finance Your Dream Condo
Our most compelling loan offer is conventional financing with low-interest rates on non-warrantable condos with high investor concentration. This means that even if your condo complex has too many investor units, you can still enjoy the benefits of traditional financing.
We have a proven track record of helping our clients finance their dream condos, as evidenced by our positive client reviews. As an experienced Non-Warrantable Condo Lender, we are dedicated to providing personalized and affordable financing solutions to help you make your dream of homeownership a reality.
I’ve worked with Jay Hurst on several loans. Jay is extremely knowledgeable and helpful, and was able to advise me on the options for my recent purchase. Great guy to have on your side, and great rates!
Hurst Lending was very easy to work with and stayed in constant contact with me throughout the loan process so I never had to wonder what the status of the loan was.
Why Use Our Services?
Make a Smart Move
Low Down Payments – Just 5% Down
Credit Score as low as 620
Investor Concentration = no problem
Condotel = Ok
No Unnecessary Red Tape
Moving doesn’t have to be,
Get a Condo Loan Today.”
Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach
What is a Non-Warrantable Condo?
A non–warrantable condo is a condo that doesn’t meet Freddie Mac or Fannie Mae’s underwriting guidelines. Examples include projects that have too many real estate investors, unpaid condo dues, inadequate insurance, and other similar issues. If a project fails to meet any requirements, any loan offered for this type of condo project cannot be sold to these government sponsored entities. When a condo is non–warrantable, finding financing can be a real challenge and that is where we can help.
Our Most Compelling offer for Non-Warrantable Condo Projects is that we can provide you a low rate conventional loan even if the condo is located in a non-warrantable condo project as long as you are: (1) purchasing the home as your primary residence and (2) the reason the condo complex is non-warrantable is simply because the project has too much investor concentration.
Not Just Lenders - Problem Solvers!
Lots of mortgage lenders can offer a good rate on a conventional loan. We can too – in fact, our rates are some of the best around.
The difference? Hurst Lending finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.
About Hurst Lending
We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach to the home buying process includes a suite of services that solve common hurdles in the home buying process. Have you ever experienced the frustration of trying to buy before you sell; Losing your dream home in a bidding war; Trying to get a No-Seasoning Cash-out loan; Being unable to obtain a mortgage because your new or old house needs modest repairs; or simply because you prefer using our funds to close quickly without having to liquidate other investments? Our Industry-leading suite of short-term loans solves these issues. We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, construction and traditional home loans.
Latest Blog Posts
Author: Jay Hurst, Co-Founder of Hurst LendingWe understand that buying a home can be a significant financial commitment, and saving up for a large down payment can be challenging. That's why we're excited to offer our "Move in With Just 1% Down" program, which...
Buy Before You Sell: Discover the Benefits of Hurst Lending’s Unique Mortgage Solution for Today’s Competitive Housing Market
Author: Jay Hurst, Co-Founder of Hurst LendingHow to Compete when 30% of Homes are Selling Above their List Price? The housing market has always been a roller coaster ride, and the current situation is no different. According to a recent Austin Business Journal...
Author: Scott Bialek, Co-Founder of Hurst LendingIf you're a homeowner in Texas one popular loan option is a cash-out refinance. This article will provide you with a comprehensive understanding of cash-out refinance, discuss the various factors affecting the amount...