1-877- 292-7350 jhurst@hurstlending.com

Jumbo Loans

Low rates with low down payment options.

Low Rate Jumbo Loans

Client Reviews

We specialize in jumbo and non-conforming loans to help you purchase a new home or refinance an existing home loan.  We have competitive jumbo rate programs for self employed borrowers, physicians, and borrowers with multiple income sources.  We also offer low down-payment Jumbo loan options with just 5% down payments.

Our Jumbo offers include:


  • Jumbo ‘split’ mortgages. The first lien at the conventional loan limit, with a second lien covering the difference.
  • Low down-payment options (5% down payment).
  • Cash out jumbo mortgages.

Hurst Lending IconHurst Lending

4.8 ★★★★★ 35 reviews

Over $1 Billion in Loans Funded

And we are just getting started!  

We're Expanding!

Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oregon, Pennsylvania, Virginia, Texas and Washington.

Why Use Our Services?

Make a Smart Move




Jumbo ‘split’ Mortgages

The first lien at the conventional loan limits, with a second lien covering the difference.


Low Down Payment Jumbo

Just a 5% down payment.


Cash Out Jumbo Loans




Low Down Payment Options


Quick Decisions


Quick Closing

“Football’s hard.
Getting a Jumbo Loan doesn’t have to be.


Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach


Call 1-877-405-3465

We Also Offer Other Cash-Out Loans


Access more equity by selling your home and leasing it back.


Refinance your rental property and take out cash for any use.


Cash out loans over $548,250 with fixed or adjustable rates.


35 year non-recourse cash-out refinancing with low fixed rates.

What is a Jumbo Loan?

A jumbo loan, or jumbo mortgage, is any mortgage above the conventional conforming loan limits set by U.S. government housing authorities. As of 2021, the conforming loan limit throughout the United States is $548,250 (or up to $822,375 in certain high cost areas). Any mortgage loan with a value greater than this amount is considered a jumbo loan. The limit is the same whether you are buying a new home or refinancing an existing home loan.

We Can Help You

Getting a jumbo loan doesn’t have to be an intimidating or difficult process. For both new home purchases and refinancing, Hurst Lending’s Jumbo Loans division is the best jumbo loan source. This division specializes in jumbo mortgages and non-conforming mortgages.

About Hurst Lending

We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach includes a suite of services that solve common hurdles in the home buying process. Have you ever experienced the frustration of Losing your dream home in a bidding war? Trying to buy before you sell? Had your buyer fallout? Or being on a fixed income and needing your equity to purchase a new home?  Our Industry-leading suite of Domination Loans solve these issues. We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, cash-out, construction and traditional home loans.

Latest Blog Posts

Tired of Losing Your Dream Home to Multiple Offers?

Tired of Losing Your Dream Home to Multiple Offers?

By Scott Bialek, Co-Founder of Hurst LendingThe Texas real estate market has changed drastically over the last few years.  In Austin Texas, 38.1% of real estate agents expect their buyers to need to make 5-10 offers before they’ll succeed and 36.5% of agents expect...

Coronavirus Fears Drive Mortgage Rates to 8-Year Low

Coronavirus Fears Drive Mortgage Rates to 8-Year Low

As coronavirus fears hit financial markets, U.S. mortgage rates dropped to an eight-year low. The average rate on a 30-year fixed mortgage hit 3.34% on Monday, according to Mortgage News Daily. That rate hit 3.34% for one day in 2016, before spiking much higher....