Access the Equity in Your Home
- Take Cash-out of Your Equity: Refinancing can provide you with a lump sum of cash that you can use to pay off high-interest debt, fund home improvements, or fund your other dreams..
- Lower your Interest Rate: Refinancing your jumbo mortgage loan means that you can take advantage of today’s low-interest rates, which can result in significant monthly savings.
- Shorten your Jumbo Loan Term: Refinancing can also help you reduce your mortgage loan term from 30 years to 15 years, saving you even more in interest over the life of your loan.
- Eliminate Private Mortgage Insurance (PMI) and High-Rate Second Liens: Refinancing can also help you eliminate PMI and high-rate second liens, freeing up even more money in your monthly budget.
By refinancing your jumbo mortgage, you can take cash out of your home. Don’t miss out on this opportunity to access your equity, shorten your loan term, pay off debt, and more. Reach out to one of our cash-out Jumbo mortgage specialists today to learn more about your options.
Why Use Our Services?
Make a Smart Move
BENEFITS
Access your Home Equity
Lower your Mortgage Rate
Lock in Low Cost Debt for the Long Term
Eliminate PMI
Buy a Car, Make an Investment, Pay For College
SPECIFICS
Loan to Value up to 89.99%
No Limit on Cash in Hand
Loan Amount $200K to $2M
CONVENIENCE
Low Rate Financing
Pay Less Interest on Your Debts
Quick Decisions, Quick Closing

"Football's hard.
Accessing your home equity, doesn't have to be."
Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach
QUESTIONS?
Call 1-877-405-3465
What is Jumbo Cash Out Refinancing?
Jumbo Cash-Out Refinancing is a type of mortgage loan that allows homeowners to access the equity in their homes and convert it into cash. This type of loan is typically used by homeowners who have built up a significant amount of equity in their homes and want to use the money for major expenses such as home renovations, debt consolidation, or investments.
One of the main benefits of Jumbo Cash-Out Refinancing is that it can provide homeowners with a larger loan amount than traditional refinancing options. This is because jumbo loans are designed for homes that are valued higher than the conventional loan limits set by Fannie Mae and Freddie Mac.
Another benefit of Jumbo Cash-Out Refinancing is that it can often provide homeowners with a lower interest rate than their current mortgage, leading to significant savings over the life of the loan. Additionally, homeowners who refinance can also choose to change the terms of their loan, such as the length of the loan or the type of interest rate (fixed or adjustable).
It’s important to keep in mind that Jumbo Cash-Out Refinancing does come with some risks. For example, taking out a larger loan means that homeowners will have a higher monthly payment and will owe more money overall. Additionally, refinancing can also be a complex process, so it’s important to carefully consider the terms of the loan and consult with a financial advisor if necessary.
Overall, Jumbo Cash-Out Refinancing can be a powerful financial tool for homeowners who want to access the equity in their homes and use it for major expenses. However, it’s important to carefully consider the terms of the loan and understand the potential risks before making a decision.
JUMBO CASH OUT REFINANCE
Our Other Cash-Out Loans
CASH OUT INVESTOR LOANS
Refinance your rental property and take out cash for any use.
JUMBO CASH OUT LOANS
Jumbo Cash out loans with fixed or adjustable rates.
CASH OUT MULTIFAMILY LOANS
35 year non-recourse cash-out refinancing with low fixed rates.
About Hurst Lending
Hurst Lending has been helping Texans buy, sell, and refinance their homes since 2006. Our team specializes in solving common roadblocks — like buying before selling, winning bidding wars, or getting financing for homes that need a little work.
We offer unique short-term lending solutions like Domination Loans™ alongside a full suite of loan products: conventional, VA, FHA, cash-out, investor loans, and construction financing.
Whether you're a first-time buyer, an experienced investor, or somewhere in between, we’re here to make financing faster, simpler, and tailored to you.
Latest Blog Posts
How Much Equity Do You Need for a Texas Cash-Out Refinance?
A Texas cash-out refinance usually requires homeowners to keep at least 20% equity in the property after refinancing. In many cases, the new loan cannot exceed 80% of the home’s appraised value under Texas cash-out refinance guidelines. The amount you may be able to...
Cash Out Refinance vs Home Equity Loan in Texas
Texas homeowners often compare cash-out refinancing and home equity loans when they want to access equity in their property. The right option depends on factors such as your current mortgage rate, how much cash you need, your long-term financial goals, and how Texas...
Texas 50(a)(6) Rules: Texas Cash Out Refinance Guidelines Explained
Texas cash-out refinance rules are stricter than in any other state. Under Section 50(a)(6) of the Texas Constitution, homeowners can borrow against the equity in their primary residence, but only within clear legal limits. These rules are designed to protect...





