Foreign National Loans
At Hurst Lending we understand the unique needs and challenges faced by expatriates, foreign nationals, and those on a work visa in the United States when it comes to securing a mortgage. That’s why we specialize in offering tailored mortgage solutions to help you realize your dream of owning a home, whether it’s for personal use, as an investment, or as a second residence. With our competitive programs and expert knowledge, we can help you secure financing for a wide range of property types, including single-family homes, condos, apartments, and even high-value properties. Let us help you make your homeownership vision a reality.
I’ve worked with Jay Hurst on several loans. Jay is extremely knowledgeable and helpful, and was able to advise me on the options for my recent purchase. Great guy to have on your side, and great rates!
Hurst Lending was very easy to work with and stayed in constant contact with me throughout the loan process so I never had to wonder what the status of the loan was.
Get a Mortgage for Foreign Nationals
Why Use Our Services?
Make a Smart Move
FOREIGN NATIONAL LOAN
Purchase a Second Home or Investment Property in the U.S.
$100k to $3 Million
US Work Visa, Expat Immigration Loans
Purchase a Second Home or Investment Property in the US
Cash Out ok on Refi
LOW REQUIREMENTS
US Work Visa/Expat/Immigrant Loans
Non-US Citizens Moving to US
No US Credit Report Required
Temporary Work Visas OK
Reserves Don't Need to be Moved to US Account
“Football’s hard.
Getting a Foreign National Loan doesn’t have to be.”
Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach
QUESTIONS?
Call 1-877-405-3465
Work Visa & Expat Loan Program
Buy in the United States, No Green Card Required
Are you in the United States on a work visa and find it difficult to purchase a home without the green card, extensive income, and credit history that a conventional mortgage requires? Are you working internationally as a U.S. Citizen and have become an expat, but still want to invest and buy within the United States?
If you have, or will soon have, a United States work visa or are an expat looking to buy within the United States, we created the Expat Loan Program to help you invest or purchase properties of up to three million dollars ($3MM) in the United States.
The Expat Loan Program was specifically designed for foreign professionals coming into the United States on a work visa, without a green card or extensive financial history, as well as U.S. Citizens working abroad, who are looking for help to get settled or invested in properties now. With this program, you can borrow any amount of money between one-hundred thousand dollars ($100k) and three million dollars ($3 M) using a Work Visa. The program even allows foreign assets to be considered for down payments AND principal, interest, tax, and income (PITI) reserves.
The program features:
- No green card requirement
- No U.S. credit requirement
- Ability to buy with ONLY a work visa, income document with an official letter, and recent pay stub qualifications
- Max LTV 80% for new immigrants to the U.S.
- Max 70% loan to value for U.S. Citizens living abroad (2nd Home)
- Loan amounts up to $3,000,000 (loan to value limits)
To learn more about our team of mortgage experts or receive a personalized recommendation given your unique circumstances, contact us today. No matter where your professional life takes you we believe in helping everyone who wants to, and can afford to, buy a home secure their dream property.
About Hurst Lending
We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach to the home buying process includes a suite of services that solve common hurdles in the home buying process.  Have you ever experienced the frustration of trying to buy before you sell; Losing your dream home in a bidding war; Trying to get a No-Seasoning Cash-out loan; Being unable to obtain a mortgage because your new or old house needs modest repairs; or simply because you prefer using our funds to close quickly without having to liquidate other investments? Our Industry-leading suite of short-term loans solves these issues. We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, construction and traditional home loans.
About Hurst Lending
As a mortgage lender with over 17 years of experience, we have been providing personalized solutions for our clients looking to buy, sell, or refinance their homes. Our comprehensive suite of services addresses common challenges in the home buying process, such as losing out on a dream home due to bidding wars, navigating a simultaneous purchase and sale, managing buyer fallout, and finding financing options for those on a fixed income.
At Hurst Lending, we are proud to offer our clients access to our industry-leading Domination Loans, which tackle these difficulties head-on. But we don't stop there. We also provide a comprehensive range of loan products designed specifically for real estate investors, as well as a full spectrum of conventional, VA, FHA, cash-out, construction, and traditional home loans.
With our commitment to delivering exceptional customer service and a deep understanding of the mortgage market, we are the go-to choice for anyone looking to buy, sell, or refinance their home.
Latest Blog Posts
Don’t Have a Big Down Payment? Purchase Your Home with 1% Down
Author: Jay Hurst, Co-Founder of Hurst LendingWe understand that buying a home can be a significant financial commitment, and saving up for a large down payment can be challenging. That's why we're excited to offer our "Move in With Just 1% Down" program, which...
Buy Before You Sell: Discover the Benefits of Hurst Lending’s Unique Mortgage Solution for Today’s Competitive Housing Market
Author: Jay Hurst, Co-Founder of Hurst LendingHow to Compete when 30% of Homes are Selling Above their List Price? The housing market has always been a roller coaster ride, and the current situation is no different. According to a recent Austin Business Journal...
Exploring Cash-Out Refinance Options in Texas: How Much Can You Get?
Author: Scott Bialek, Co-Founder of Hurst LendingIf you're a homeowner in Texas one popular loan option is a cash-out refinance. This article will provide you with a comprehensive understanding of cash-out refinance, discuss the various factors affecting the amount...
