1-877- 292-7350 jhurst@hurstlending.com

FHA Home Loans

Easier qualification & low downpayment.

Are FHA Loans Right For You?

FHA loans are highly sought after by first-time home buyers due to their accessible credit qualification standards and lower down payment requirements. With just a 3.5% down payment, potential home owners can take advantage of this attractive option without having to save for years. Additionally, the down payment can even be gifted or covered by a grant, making the process even more accessible. To top it off, FHA loans also come with low closing costs, making them a cost-effective solution for those looking to enter the housing market.

  • Easier Qualification: FHA loans have lower credit score requirements, making it easier for first-time home buyers to qualify for a mortgage.
  • Lower Down Payment: The required down payment for an FHA loan is just 3.5%, making homeownership more accessible for those who may not have the savings for a larger down payment.
  • Down Payment Assistance: The down payment can come from a gift or a grant, making the process of homeownership even more accessible.
  • Low Closing Costs: FHA loans often come with low closing costs, helping to keep the cost of homeownership affordable.
  • Government-Backed Security: As a government-backed loan program, FHA loans provide added security for both the lender and the borrower, making the process of securing a mortgage more reliable.

I’ve worked with Jay Hurst on several loans for my homes over the years, for purchases and refinancing - and just completed one that was a long time planning. Jay is extremely knowledgeable and helpful, and was able to help advise me thru a lot of the nuance the options for my recent purchase, and provide a lot of clarity for me.Great guy to have on your side, and great rates!.

Kevin B.

Hurst Lending was very easy to work with and stayed in constant contact with me throughout the loan process so I never had to wonder what the status of the loan was.

Naomi R.


Hurst Lending
Based on 48 reviews
powered by Google

Over $1 Billion in Loans Funded

And we're just getting started!

We're Expanding

Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas and Washington.

Why Use Our Services?

Make a Smart Move


Low Down Payments (3.5% Down)

Down Payments can be a Gift or a Grant

Low Closing Costs


Easier Credit Qualification

Quick Decisions

Quick Closing

“Football’s hard.
Moving doesn’t have to be,
Get a FHA loan today”


Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach


Call 1-877-405-3465

Get a FHA Loan

About FHA Loans

The FHA Loan Program was established by the U.S. government in 1934 to help more Americans accomplish the American Dream of becoming home owners. The Federal Housing Administration (FHA) insures these loans, which makes it less risky for lenders to offer loans to individuals who may have a short credit history or have hit some bumps in the road.

Other Options

While the low-down payment and low closing costs are attractive, qualifying buyers should still consider their options. The down-side of an FHA mortgage is that the buyer must pay both an upfront mortgage insurance premium (commonly rolled into the loan) as well as a monthly mortgage insurance payment. A no PMI loan might be a better option for some buyers.

About Hurst Lending

As a mortgage lender with over 17 years of experience, we have been providing personalized solutions for our clients looking to buy, sell, or refinance their homes. Our comprehensive suite of services addresses common challenges in the home buying process, such as losing out on a dream home due to bidding wars, navigating a simultaneous purchase and sale, managing buyer fallout, and finding financing options for those on a fixed income.

At Hurst Lending, we are proud to offer our clients access to our industry-leading Domination Loans, which tackle these difficulties head-on. But we don't stop there. We also provide a comprehensive range of loan products designed specifically for real estate investors, as well as a full spectrum of conventional, VA, FHA, cash-out, construction, and traditional home loans.

With our commitment to delivering exceptional customer service and a deep understanding of the mortgage market, we are the go-to choice for anyone looking to buy, sell, or refinance their home.

Ready To Get a Loan?

Call us at 877-292-7350 or click below get started.

We’re Expanding!

Now offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, New Mexico, Oregon, Pennsylvania, Virginia, Texas and Washington.

Latest Blog Posts

How to Prepare for Homeownership

How to Prepare for Homeownership

Hurst Lending and our AgsReward division are very involved with the Texas A&M community. As such, we hear from a lot of recent graduates who have questions about when and how they should prepare to buy a house. Generally speaking, as people get older, we tend to...

Rehab Loans

Rehab Loans

Does Hurst Lending offer rehab loans? Does Hurst Lending lend based on after repair value? The answer is absolutely to both! In the state of Texas, Hurst lends to real estate investors based on the after repair value (ARV) of a property that needs some updating or...

Interest Rates Have Doubled

Interest Rates Have Doubled

Interest rates have nearly doubled from the beginning of the year. These rate hikes have many people wondering if refinancing to pay off high-interest credit cards is a wise decision. Interest rates on credit cards are still much higher on average than today's...



Join our mailing list to receive the latest loan options and services from our team.

You have Successfully Subscribed!