Save When Building with a Production Builder
(1) Commission Rebate: Our team can help you secure a substantial commission rebate by connecting you with an experienced Realtor who can guide you in selecting the ideal lot and production builder. With our support, you can save thousands of dollars.
(2) Low-Rate Home Loan: We can assist you in securing a low-interest fixed home loan to finance your construction, ensuring you have peace of mind with a stable and affordable monthly mortgage payment for the duration of the loan term.
Don’t miss out on these savings and benefits, let us help you fund your dream home today!
How Can We Put Money in Your Pocket?
Production Builders generally factor in a 3% real estate commission (to pay to the Buyer’s Realtor) into the price of their homes. If you don’t use a realtor to help you find the right builder, the builder will pocket this amount of money as extra profit. We can help you save a lot of money by having us pair you with a realtor to help you find the right Production Builder.
When you use one of the realtors in our network, they will help you find the right builder and rebate you 2% of the commission from the builder. This can add up to a large amount of money. As an example, your rebate would be $8,000 if you are building a $400k home.
Low Fixed Rate Home Loan
Another area we can help you is with the mortgage for your new home. Production Builders often provide incentives if a buyer uses their in-house mortgage company by offering extra upgrades and/or paying for the title policy. We find that some in-house builder lenders simply increase the interest rate on the loans to pay for part or all of the incentives.
We encourage our clients to get a quote from the builder’s in-house lender and from us. We can often get you a lower rate and match the incentives offered by the builders, in-house lender (via a cash rebate on your loan after closing).
Our Construction Loan Offerings
We streamline the loan process and offer you the lowest downpayment.
FHA CONSTRUCTION LOAN
With this program you can obtain a construction loan with just a 3.5% down payment.
CONSTRUCTION LOAN
We are one-time closing construction loan experts with just 10% to 15% down.
VA CONSTRUCTION LOAN
With this program you can obtain a VA construction loan with zero down payment.
About Hurst Lending
Hurst Lending has been helping Texans buy, sell, and refinance their homes since 2006. Our team specializes in solving common roadblocks — like buying before selling, winning bidding wars, or getting financing for homes that need a little work.
We offer unique short-term lending solutions like Domination Loans™ alongside a full suite of loan products: conventional, VA, FHA, cash-out, investor loans, and construction financing.
Whether you're a first-time buyer, an experienced investor, or somewhere in between, we’re here to make financing faster, simpler, and tailored to you.
Latest Blog Posts
Do I Need a Jumbo Loan? Understanding Loan Limits, Down Payments & Your Options
Buying an expensive home does not automatically mean you need a jumbo loan. What normally matters is the amount you need to borrow after your down payment has been deducted from the purchase price. Two buyers could purchase homes at the same price and need completely...
Can You Get a Jumbo Loan with 5% or 10% Down?
Many buyers assume that every jumbo loan requires at least 20% down. That is not always true. Some qualified borrowers may be able to obtain a jumbo loan with 5% or 10% down. Availability depends on the loan program, amount being borrowed, financial profile and...
Are Jumbo Mortgage Rates Higher? What Homebuyers Should Know
Many homebuyers assume that a larger mortgage must automatically come with a higher interest rate. That is not always the case. Jumbo mortgage rates can be higher, lower or close to conventional mortgage rates. The difference depends on market conditions, the lender,...
