Save When Building with a Production Builder
(1) Commission Rebate: Our team can help you secure a substantial commission rebate by connecting you with an experienced Realtor who can guide you in selecting the ideal lot and production builder. With our support, you can save thousands of dollars.
(2) Low-Rate Home Loan: We can assist you in securing a low-interest fixed home loan to finance your construction, ensuring you have peace of mind with a stable and affordable monthly mortgage payment for the duration of the loan term.
Don’t miss out on these savings and benefits, let us help you fund your dream home today!
How Can We Put Money in Your Pocket?
Production Builders generally factor in a 3% real estate commission (to pay to the Buyer’s Realtor) into the price of their homes. If you don’t use a realtor to help you find the right builder, the builder will pocket this amount of money as extra profit. We can help you save a lot of money by having us pair you with a realtor to help you find the right Production Builder.
When you use one of the realtors in our network, they will help you find the right builder and rebate you 2% of the commission from the builder. This can add up to a large amount of money. As an example, your rebate would be $8,000 if you are building a $400k home.
Low Fixed Rate Home Loan
Another area we can help you is with the mortgage for your new home. Production Builders often provide incentives if a buyer uses their in-house mortgage company by offering extra upgrades and/or paying for the title policy. We find that some in-house builder lenders simply increase the interest rate on the loans to pay for part or all of the incentives.
We encourage our clients to get a quote from the builder’s in-house lender and from us. We can often get you a lower rate and match the incentives offered by the builders, in-house lender (via a cash rebate on your loan after closing).
Our Construction Loan Offerings
We streamline the loan process and offer you the lowest downpayment.
FHA CONSTRUCTION LOAN
With this program you can obtain a construction loan with just a 3.5% down payment.
CONSTRUCTION LOAN
We are one-time closing construction loan experts with just 10% to 15% down.
VA CONSTRUCTION LOAN
With this program you can obtain a VA construction loan with zero down payment.
About Hurst Lending
We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach to the home buying process includes a suite of services that solve common hurdles in the home buying process. Have you ever experienced the frustration of Losing your dream home in a bidding war; Trying to buy before you sell; Had your buyer fallout; or Being on a fixed income and needing your equity to purchase a new home? Our Industry-leading suite of Dominate with a Cash Offer line of credit/short term loans solves these issues. We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, construction and traditional home loans.
Over $1 Billion in Loans Funded
And we're just getting started!
We're Expanding
Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas and Washington.
Latest Blog Posts
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