Save When Building with a Production Builder
Client Reviews
If you are considering constructing a new home with a production builder, we can assist you in achieving significant savings in two key areas.
(1) Commission Rebate – Our team can help you secure a substantial commission rebate by connecting you with an experienced Realtor who can guide you in selecting the ideal lot and production builder. With our support, you could potentially save thousands of dollars.
(2) Low Rate Home Loan – Additionally, we can help you secure a long-term, low interest rate fixed home loan to finance your new home construction. This loan option can provide you with peace of mind knowing that your monthly mortgage payment will remain stable and affordable for the duration of the loan term.
Hurst Lending
How Can We Put Money in Your Pocket?
Production Builders generally factor in a 3% real estate commission (to pay to the Buyer’s Realtor) into the price of their homes. If you don’t use a realtor to help you find the right builder, the builder will pocket this amount of money as extra profit. We can help you save a lot of money by having us pair you with a realtor to help you find the right Production Builder.
When you use one of the realtors in our network, they will help you find the right builder and rebate you 2% of the commission from the builder. This can add up to a large amount of money. As an example, your rebate would be $8,000 if you are building a $400k home.
Low Fixed Rate Home Loan
Another area we can help you is with the mortgage for your new home. Production Builders often provide incentives if a buyer uses their in-house mortgage company by offering extra upgrades and/or paying for the title policy. We find that some in-house builder lenders simply increase the interest rate on the loans to pay for part or all of the incentives.
We encourage our clients to get a quote from the builder’s in-house lender and from us. We can often get you a lower rate and match the incentives offered by the builders, in-house lender (via a cash rebate on your loan after closing).
Not Just Lenders - Problem Solvers!
Great Rates
Lots of mortgage lenders can offer a good rate on a conventional loan. We can too – in fact, our rates are some of the best around.
Unique Solutions
The difference? Hurst Lending finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.
Our Construction Loan Offerings
We streamline the loan process and offer you the lowest downpayment.
FHA CONSTRUCTION LOAN
With this program you can obtain a construction loan with just a 3.5% down payment.
CONSTRUCTION LOAN
We are one-time closing construction loan experts with just 10% to 15% down.
VA CONSTRUCTION LOAN
With this program you can obtain a VA construction loan with zero down payment.
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