Low Cost Construction Loans
Are you dreaming of building your own home but unsure how to finance it? Look no further! As construction loan experts, we have the solution you’ve been searching for. Our four innovative construction loan options will make it easier than ever to turn your dream into a reality.
- Interim Construction Loan: This loan provides interim financing for your construction project, with a long-term take-out loan once it’s completed.
- One-Time Closing Construction Loan: This is a low-interest, single loan that covers both the land, construction, and long-term fixed rate mortgage.
- Zero Down VA Construction Loan: With this option, eligible veterans can build their dream home with no down payment.
- 3.5% Down Payment FHA Construction Loan: This loan allows buyers to put as little as 3.5% down, making homeownership a possibility for more people than ever.
Don’t wait any longer to start building your dream home. Take advantage of our expert knowledge and flexible loan options today!
I’ve worked with Jay Hurst on several loans. Jay is extremely knowledgeable and helpful, and was able to advise me on the options for my recent purchase. Great guy to have on your side, and great rates!
Hurst Lending was very easy to work with and stayed in constant contact with me throughout the loan process so I never had to wonder what the status of the loan was.
Over $1 Billion in Loans Funded
And we're just getting started!
We're Expanding
Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas and Washington.
Why Use Our Services?
Make a Smart Move
CONSTRUCTION LOANS
Interim Construction Loans
Low or Money Down Options
- VA and FHA Construction Loans
One Time Closing Options
No Payments During Construction
CONVENIENCE
Easy to Qualify
Quick Decisions
Quick Closing

“Football’s hard.
Getting a Construction Loan doesn’t have to be.”
Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach
QUESTIONS?
Call 1-877-405-3465
Our Construction Loan Offerings
We streamline the loan process and offer you the lowest downpayment.
FHA CONSTRUCTION LOAN
With this program you can obtain a construction loan with just a 3.5% down payment.
CONSTRUCTION LOAN
We are one-time closing construction loan experts with just 10% to 15% down.
VA CONSTRUCTION LOAN
With this program you can obtain a VA construction loan with zero down payment.
Not Just Lenders - Problem Solvers!
Great Rates
Lots of mortgage lenders can offer a good rate on a conventional loan. We can too – in fact, our rates are some of the best around.
Unique Solutions
The difference? Hurst Lending finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.
About Hurst Lending
As a mortgage lender with over 17 years of experience, we have been providing personalized solutions for our clients looking to buy, sell, or refinance their homes. Our comprehensive suite of services addresses common challenges in the home buying process, such as losing out on a dream home due to bidding wars, navigating a simultaneous purchase and sale, managing buyer fallout, and finding financing options for those on a fixed income.
At Hurst Lending, we are proud to offer our clients access to our industry-leading Domination Loans, which tackle these difficulties head-on. But we don't stop there. We also provide a comprehensive range of loan products designed specifically for real estate investors, as well as a full spectrum of conventional, VA, FHA, cash-out, construction, and traditional home loans.
With our commitment to delivering exceptional customer service and a deep understanding of the mortgage market, we are the go-to choice for anyone looking to buy, sell, or refinance their home.
Latest Blog Posts
Rehab Loans
Does Hurst Lending offer rehab loans? Does Hurst Lending lend based on after repair value? The answer is absolutely to both! In the state of Texas, Hurst lends to real estate investors based on the after repair value (ARV) of a property that needs some updating or...
Interest Rates Have Doubled
Interest rates have nearly doubled from the beginning of the year. These rate hikes have many people wondering if refinancing to pay off high-interest credit cards is a wise decision. Interest rates on credit cards are still much higher on average than today's...
Buy Before You Sell
Buy Before You Rent One of the uses of a residential bridge loan is to bridge the gap between the purchase of a new home and renting the departing residence. Historically, the issue has been that the homeowner must have a signed lease and proof of lease deposit...