1-877- 292-7350 jhurst@hurstlending.com

Construction Loans

Multiple Options Available.

Low Cost Construction Loans

Are you dreaming of building your own home but unsure how to finance it? Look no further! As construction loan experts, we have the solution you’ve been searching for. Our four innovative construction loan options will make it easier than ever to turn your dream into a reality.

  1. Interim Construction Loan: This loan provides interim financing for your construction project, with a long-term take-out loan once it’s completed.
  2. One-Time Closing Construction Loan: This is a low-interest, single loan that covers both the land, construction, and long-term fixed rate mortgage.
  3. Zero Down VA Construction Loan: With this option, eligible veterans can build their dream home with no down payment.
  4. 3.5% Down Payment FHA Construction Loan: This loan allows buyers to put as little as 3.5% down, making homeownership a possibility for more people than ever.

Don’t wait any longer to start building your dream home. Take advantage of our expert knowledge and flexible loan options today!

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I’ve worked with Jay Hurst on several loans.  Jay is extremely knowledgeable and helpful, and was able to advise me on the options for my recent purchase. Great guy to have on your side, and great rates!

Kevin B.

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Hurst Lending was very easy to work with and stayed in constant contact with me throughout the loan process so I never had to wonder what the status of the loan was.

Naomi R.


Hurst Lending
Based on 60 reviews
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Over $1 Billion in Loans Funded

And we're just getting started!

We're Expanding

Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas and Washington.

Why Use Our Services?

Make a Smart Move


Interim Construction Loans

Low or Money Down Options

  • VA and FHA Construction Loans

One Time Closing Options

No Payments During Construction


Easy to Qualify

Quick Decisions

Quick Closing

“Football’s hard.
Getting a Construction Loan doesn’t have to be.”


Dat Nguyen, Hurst Lending Investor
Former Pro Football Player & Coach


Call 1-877-405-3465

Our Construction Loan Offerings

We streamline the loan process and offer you the lowest downpayment.

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With this program you can obtain a construction loan with just a 3.5% down payment.

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We are one-time closing construction loan experts with just 10% to 15% down. 

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With this program you can obtain a VA construction loan with zero down payment.

Not Just Lenders - Problem Solvers!

Great Rates

Lots of mortgage lenders can offer a good rate on a conventional loan. We can too – in fact, our rates are some of the best around.

Unique Solutions

The difference? Hurst Lending finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.

About Hurst Lending

As a mortgage lender with over 17 years of experience, we have been providing personalized solutions for our clients looking to buy, sell, or refinance their homes. Our comprehensive suite of services addresses common challenges in the home buying process, such as losing out on a dream home due to bidding wars, navigating a simultaneous purchase and sale, managing buyer fallout, and finding financing options for those on a fixed income.

At Hurst Lending, we are proud to offer our clients access to our industry-leading Domination Loans, which tackle these difficulties head-on. But we don't stop there. We also provide a comprehensive range of loan products designed specifically for real estate investors, as well as a full spectrum of conventional, VA, FHA, cash-out, construction, and traditional home loans.

With our commitment to delivering exceptional customer service and a deep understanding of the mortgage market, we are the go-to choice for anyone looking to buy, sell, or refinance their home.

Latest Blog Posts

Case for Refinancing Your 3 Percent Mortgage

Case for Refinancing Your 3 Percent Mortgage

The Case for Refinancing a 3% Mortgage Author: Scott Bialek, Co-Founder of Hurst Lending Date: December 20, 2023 Have you ever asked what it would take to trade-in your current low-rate mortgage? Even homeowners with a seemingly low 3% mortgage rate may find...

Texas Vet Loans vs. VA Loans: Which Is the Right Mortgage for You?

Texas Vet Loans vs. VA Loans: Which Is the Right Mortgage for You?

Author: Scott Bialek, Co-Founder of Hurst Lending Date: December 29, 2023re Texas Vet Loans Better Than VA Loans? If you're a military veteran considering homeownership, you've probably heard about both Texas Vet Loans and VA Loans. Both programs are designed to...