1-877- 292-7350 jhurst@hurstlending.com

Texas Cash Out Refinance

Access Your Home’s Equity

Reasons to Get a Texas Cash Out Loan

Lower Your Interest Rate

Reduce Your Loan Term


Pay off Higher Rate Debt

Fund Home Improvements


Eliminate 2nd Liens

What is a Texas Cash Out Loan?

You can withdraw cash from the equity in your house through a cash-out refinance. In other words, when you refinance and receive cash back, your home’s equity decreases. The money you receive in return can be used for anything, including investments, debt relief, property renovations, and home repairs. Refinancing is a fantastic option to obtain long-term financing at a low fixed interest rate.

How a Texas Cash Out Loan Works

Loan Options

Many out of state lenders don’t offer cash-out loans due to Home Equity laws.

We are a Texas based company and we know how to help you take cash out of your property in Texas. 

Texas Cash-out refinance programs are available for conventional, jumbo, investment property, and multi-family loans.

Adjustable Rates

In Texas, all owner-occupied primary dwelling cash out loans require at least 20% equity.

This regulation covers refinancing of earlier cash out loans as well as regular and jumbo cash out loans.

Due to Texas’ strict cash-out refinance regulations, many investors refuse to make ARM cash-out loans. Hurst Lending offers fixed and adjustable-rate conventional and jumbo cash-out loans.

Start Saving

Our interest rates on Texas cash out refinance loans are extremely competitive.

To request a quote for a cash-out conventional loan or cash-out jumbo loan:

Get Started or call 877-692-0563.


Why Use




We’re Texas Cash Out Experts.


Use funds to consolidate debt.


No unnecessary red tape.


Purchase properties or other dreams.

I’ve worked with Jay Hurst on several loans for my homes over the years, for purchases and refinancing - and just completed one that was a long time planning. Jay is extremely knowledgeable and helpful, and was able to help advise me thru a lot of the nuance the options for my recent purchase, and provide a lot of clarity for me.Great guy to have on your side, and great rates!.

Kevin B.

Hurst Lending was very easy to work with and stayed in constant contact with me throughout the loan process so I never had to wonder what the status of the loan was.

Naomi R.


Hurst Lending
Based on 47 reviews
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Not Just Lenders - Problem Solvers!

Great Rates

Lots of mortgage lenders can offer a good rate on a conventional loan. We can too – in fact, our rates are some of the best around.

Unique Solutions

The difference? Hurst Lending finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.

Our Other Cash-Out Loans


Refinance your rental property and take out cash for any use.


Jumbo Cash out loans with fixed or adjustable rates.


35 year non-recourse cash-out refinancing with low fixed rates.

About Hurst Lending

We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach to the home buying process includes a suite of services that solve common hurdles in the home buying process. Have you ever experienced the frustration of Losing your dream home in a bidding war; Trying to buy before you sell; Had your buyer fallout; or Being on a fixed income and needing your equity to purchase a new home? Our Industry-leading suite of Dominate with a Cash Offer line of credit/short term loans solves these issues. We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, construction and traditional home loans.

Over $1 Billion in Loans Funded

And we're just getting started!

We're Expanding

Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas and Washington.



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