1-877- 292-7350 jhurst@hurstlending.com

Texas Cash Out Refinance

Access Your Home’s Equity

Reasons to Get a Texas Cash Out Loan

Lower Your Interest Rate

Reduce Your Loan Term


Pay off Higher Rate Debt

Fund Home Improvements


Eliminate 2nd Liens

What is a Texas Cash Out Loan?

A Texas Cash-Out Refinance allows homeowners in Texas to refinance their current mortgage while simultaneously withdrawing a portion of their home equity in the form of cash. This type of refinancing allows homeowners to take advantage of lower interest rates, improve their cash flow, and make home improvements or pay off debts. It’s important to note that there are strict regulations and guidelines for Texas Cash Out Refinances, so it’s crucial to work with a reputable Texas Cash-Out lender and seek professional advice to ensure a smooth and compliant process. We are based in Texas and our owners graduated from major Texas Universities such as Texas A&M and the University of Texas.  As an experienced Texas Cash-Out Lender, we can help you navigate the complicated Texas Cash-Out laws and access your equity smoothly and easily.  Overall, a Texas Cash Out Refinance can be a valuable financial tool for homeowners in Texas. 

How a Texas Cash Out Loan Works

Loan Options

Many out of state lenders don’t offer cash-out loans due to Home Equity laws.

We are a Texas based company and we know how to help you take cash out of your property in Texas. 

Texas Cash-out refinance programs are available for conventional, jumbo, investment property, and multi-family loans.

Adjustable Rates

In Texas, all owner-occupied primary dwelling cash out loans require at least 20% equity.

This regulation covers refinancing of earlier cash out loans as well as regular and jumbo cash out loans.

Due to Texas’ strict cash-out refinance regulations, many investors refuse to make ARM cash-out loans. Hurst Lending offers fixed and adjustable-rate conventional and jumbo cash-out loans.

Start Saving

Our interest rates on Texas cash out refinance loans are extremely competitive.

To request a quote for a cash-out conventional loan or cash-out jumbo loan:

Get Started or call 877-692-0563.


Why Use




We’re Texas Cash Out Experts.


Use funds to consolidate debt.


No unnecessary red tape.


Purchase properties or other dreams.

5 Stars 300x52 1

I’ve worked with Jay Hurst on several loans.  Jay is extremely knowledgeable and helpful, and was able to advise me on the options for my recent purchase. Great guy to have on your side, and great rates!

Kevin B.

5 Stars 300x52 1

Hurst Lending was very easy to work with and stayed in constant contact with me throughout the loan process so I never had to wonder what the status of the loan was.

Naomi R.


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Get a Texas Cash Out Refinance Loan

Our Other Cash-Out Loans


Refinance your rental property and take out cash for any use.


Jumbo Cash out loans with fixed or adjustable rates.


35 year non-recourse cash-out refinancing with low fixed rates.

About Hurst Lending

We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach to the home buying process includes a suite of services that solve common hurdles in the home buying process.  Have you ever experienced the frustration of trying to buy before you sell; Losing your dream home in a bidding war; Trying to get a No-Seasoning Cash-out loan; Being unable to obtain a mortgage because your new or old house needs modest repairs; or simply because you prefer using our funds to close quickly without having to liquidate other investments?  Our Industry-leading suite of short-term loans solves these issues.  We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, construction and traditional home loans.