1-877- 292-7350 jhurst@hurstlending.com


Access Your Home’s Equity and/or Lower Your Interest Rate

Access Your Home Equity & Lower Your Rate

Many homeowners can get cash from their house, lower their rate, and obtain other benefits.

Loan to Value

Maximize Cash-out

Loan Terms

Fixed or ARM’s

Cash In Hand

No Limits

Loan Amounts

$100K to $5M

Cash Out Refinance Loans

We offer multiple cash-out loan options to take cash out of your home.

What is Cash Out Refinancing?

Want to use some of your home’s growing equity to pay off debts with higher interest rates, make home improvements, or just take advantage of historically low mortgage rates? If so, we can help.   We offer Cash-Out refinance programs for conventional loans, jumbo loans, investment property loans and even multi-family loans.  We also have an equity leverage loan product that allows you to keep your current rate on your investment property and use your equity to purchase a new investment property.

I’ve worked with Jay Hurst on several loans for my homes over the years, for purchases and refinancing - and just completed one that was a long time planning. Jay is extremely knowledgeable and helpful, and was able to help advise me thru a lot of the nuance the options for my recent purchase, and provide a lot of clarity for me.Great guy to have on your side, and great rates!.

Kevin B.

Hurst Lending was very easy to work with and stayed in constant contact with me throughout the loan process so I never had to wonder what the status of the loan was.

Naomi R.


Hurst Lending
Based on 47 reviews
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About Our Cash Out Loan Program

We offer a smarter way to get the cash you need, with special expertise in cash out loan laws.

Reduce Your Rate

Low Rate Financing

Buy More Properties

Consolidate Debt

Why Use




We’re Multi-State Cash Out Experts.


Use funds to consolidate debt.


No unnecessary red tape.


Purchase properties or other dreams.

Not Just Lenders - Problem Solvers!

Great Rates

Lots of mortgage lenders can offer a good rate on a conventional loan. We can too – in fact, our rates are some of the best around.

Unique Solutions

The difference? Hurst Lending finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.

Our Other Cash-Out Loans


Refinance your rental property and take out cash for any use.


Jumbo Cash out loans with fixed or adjustable rates.


35 year non-recourse cash-out refinancing with low fixed rates.

About Hurst Lending

We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach to the home buying process includes a suite of services that solve common hurdles in the home buying process. Have you ever experienced the frustration of Losing your dream home in a bidding war; Trying to buy before you sell; Had your buyer fallout; or Being on a fixed income and needing your equity to purchase a new home? Our Industry-leading suite of Dominate with a Cash Offer line of credit/short term loans solves these issues. We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, construction and traditional home loans.

Over $1 Billion in Loans Funded

And we're just getting started!

We're Expanding

Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas and Washington.

Latest Blog Posts

Buy Before You Sell

Buy Before You Sell

Buy Before You Rent One of the uses of a residential bridge loan is to bridge the gap between the purchase of a new home and renting the departing residence. Historically, the issue  has been that the homeowner must have a signed lease and proof of lease deposit...

Loans for New Construction

Loans for New Construction

FHA and VA loans are very popular options for home buyers who want to buy a home with a low down payment. FHA loans require only a 3.5% down payment, while VA loans require no down payment at all. These loans open the door for more people to take that first step into...

No Seasoning

No Seasoning

The seasoning period is one of the more frustrating issues for experienced investors, but what exactly does that mean?  The seasoning period Is the time that lenders require to pass between the purchase of real estate,  and the ability to recognize and use...



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