1-877- 292-7350 jhurst@hurstlending.com

Cash Out Refinance

Access Your Home’s Equity and/or Lower Your Interest Rate

Access Your Home Equity & Lower Your Rate

Many homeowners can get cash from their house, lower their rate, and obtain other benefits.

Loan to Value

Maximize Cash-out

Loan Terms

Fixed or ARM’s

Cash In Hand

No Limits

Loan Amounts

$100K to $5M

Cash Out Refinance Loans

We offer multiple cash-out loan options to take cash out of your home.

What is Cash Out Refinancing?

Are you seeking to use the equity you have built in your home for debt consolidation, home renovation, or to take advantage of the favorable mortgage rates? Let us assist you in reaching your financial goals. As a Cash-Out refinance lender, we offer a comprehensive range of Cash-Out refinance options, including conventional loans, jumbo loans, investment property loans, and multi-family loans. Additionally, our equity leverage line provides a unique opportunity to keep your current low-interest rates on your existing investment properties while accessing your equity to acquire additional investment properties.

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I’ve worked with Jay Hurst on several loans.  Jay is extremely knowledgeable and helpful, and was able to advise me on the options for my recent purchase. Great guy to have on your side, and great rates!

Kevin B.

5 Stars 300x52 1

Hurst Lending was very easy to work with and stayed in constant contact with me throughout the loan process so I never had to wonder what the status of the loan was.

Naomi R.


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About Our Cash Out Loan Program

We offer a smarter way to get the cash you need, with special expertise in cash out loan laws.

Reduce Your Rate

Low Rate Financing

Buy More Properties

Consolidate Debt

Why Use




We’re Multi-State Cash Out Experts.


Use funds to consolidate debt.


No unnecessary red tape.


Purchase properties or other dreams.

Not Just Lenders - Problem Solvers!

Great Rates

Lots of mortgage lenders can offer a good rate on a conventional loan. We can too – in fact, our rates are some of the best around.

Unique Solutions

The difference? Hurst Lending finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.

Our Other Cash-Out Loans


Refinance your rental property and take out cash for any use.


Jumbo Cash out loans with fixed or adjustable rates.


35 year non-recourse cash-out refinancing with low fixed rates.

About Hurst Lending

We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach to the home buying process includes a suite of services that solve common hurdles in the home buying process.  Have you ever experienced the frustration of trying to buy before you sell; Losing your dream home in a bidding war; Trying to get a No-Seasoning Cash-out loan; Being unable to obtain a mortgage because your new or old house needs modest repairs; or simply because you prefer using our funds to close quickly without having to liquidate other investments?  Our Industry-leading suite of short-term loans solves these issues.  We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, construction and traditional home loans.

Latest Blog Posts

Case for Refinancing Your 3 Percent Mortgage

Case for Refinancing Your 3 Percent Mortgage

The Case for Refinancing a 3% Mortgage Author: Scott Bialek, Co-Founder of Hurst Lending Date: December 20, 2023 Have you ever asked what it would take to trade-in your current low-rate mortgage? Even homeowners with a seemingly low 3% mortgage rate may find...

Texas Vet Loans vs. VA Loans: Which Is the Right Mortgage for You?

Texas Vet Loans vs. VA Loans: Which Is the Right Mortgage for You?

Author: Scott Bialek, Co-Founder of Hurst Lending Date: December 29, 2023re Texas Vet Loans Better Than VA Loans? If you're a military veteran considering homeownership, you've probably heard about both Texas Vet Loans and VA Loans. Both programs are designed to...