1-877- 292-7350 jhurst@hurstlending.com

Cash Out Refinance

Access Your Home’s Equity

Access Your Home Equity

Many homeowners can take out cash from their home, get a lower rate and gain other benefits!

Get the extra cash you need with a home equity loan from Hurst Lending.

Loan to Value

up to 89.99%

Loan Terms

30 Year Fixed or ARM’s

Cash In Hand

No Limits

Loan Amounts

$200K to $2M

Cash Out Refinance Loans

We offer multiple cash-out loan options to take cash out of your home.

What is Cash Out Refinancing?

Looking to pull some of your growing equity out your home to pay off higher interest rate debt, make home improvements or just simply to take advantage of historically low mortgage interest rates? If so, you have likely been told that the maximum you can pull out is 80% of the appraised value of the home. Most cash out programs have this limit including conventional and most jumbo cash out programs.

Hurst Lending will lend you up to 89.99% of the appraised value! That frees up nearly 10% additional cash for you to put to work. This cash out program will make loans up to 89.99% for loans from $200,000 all the way up to $2,000,000 with credit scores 680 and above. This program is available in all states Hurst Lending makes loans except Texas due to state law in Texas not allowing over 80% loan to value.

I’ve worked with Jay Hurst on several loans for my homes over the years, for purchases and refinancing - and just completed one that was a long time planning. Jay is extremely knowledgeable and helpful, and was able to help advise me thru a lot of the nuance the options for my recent purchase, and provide a lot of clarity for me.Great guy to have on your side, and great rates!.

Kevin B.

Hurst Lending was very easy to work with and stayed in constant contact with me throughout the loan process so I never had to wonder what the status of the loan was.

Naomi R.


Hurst Lending
Based on 45 reviews
powered by Google

About Our Cash Out Loan Program

We offer a smarter way to get the cash you need, with special expertise in cash out loan laws.

Reduce Your Rate

Low Rate Financing

Buy More Properties

Consolidate Debt

Why Use




We’re Multi-State Cash Out Experts.


Use funds to consolidate debt.


No unnecessary red tape.


Purchase properties or other dreams.

Not Just Lenders - Problem Solvers!

Great Rates

Lots of mortgage lenders can offer a good rate on a conventional loan. We can too – in fact, our rates are some of the best around.

Unique Solutions

The difference? Hurst Lending finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.

We Also Offer Other Cash-Out Loans


Refinance your rental property and take out cash for any use.


Cash out loans over $647,200 with fixed or adjustable rates.


35 year non-recourse cash-out refinancing with low fixed rates.

About Hurst Lending

We have been helping our customers buy, sell, and refinance their homes since 2006. Our personalized approach to the home buying process includes a suite of services that solve common hurdles in the home buying process. Have you ever experienced the frustration of Losing your dream home in a bidding war; Trying to buy before you sell; Had your buyer fallout; or Being on a fixed income and needing your equity to purchase a new home? Our Industry-leading suite of Domination Loans solves these issues. We also offer a suite of real estate investor loan products and a full suite of conventional, VA, FHA, construction and traditional home loans.

Over $1 Billion in Loans Funded

And we're just getting started!

We're Expanding

Offering loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia, Texas and Washington.

Latest Blog Posts

Using Bridge Loans to Win a Competitive Edge

Using Bridge Loans to Win a Competitive Edge

The most successful people are those who are able to identify potential roadblocks and come up with creative solutions to overcome them. This is just as true in real estate, as it is in life. That’s why Hurst Lending offers popular solutions, like Bridge Loans....

What is a Bridge Loan?

What is a Bridge Loan?

Homeowners often find themselves in a precarious position when they’re looking to buy a new house, but have yet to close on the sale of their current house. A bridge loan is aptly named; it’s a loan that can bridge the potential gap between selling one home and buying...

WSJ Says that 75% of Investment Properties Purchased with Cash!

WSJ Says that 75% of Investment Properties Purchased with Cash!

According to the following WSJ article, 75% of Investment Properties were purchased with Cash in Q4FY22.  If you are tired of losing deals to cash buyers, we recently raised capital and have up to $50m to lend to customers who want to use our funds to win the bidding...



Join our mailing list to receive the latest loan options and services from our team.

You have Successfully Subscribed!