Access Your Home Equity & Lower Your Rate
Many homeowners can get cash from their house, lower their rate, and obtain other benefits.
Loan to Value
Maximize Cash-out
Loan Terms
Fixed or ARM’s
Cash In Hand
No Limits
Loan Amounts
$100K to $5M
Cash Out Refinance Loans
We offer multiple cash-out loan options to take cash out of your home.
What is Cash Out Refinancing?
About Our Cash Out Loan Program
We offer a smarter way to get the cash you need, with special expertise in cash out loan laws.
Reduce Your Rate
Low Rate Financing
Buy More Properties
Consolidate Debt
Why Use
Hurst
Lending
EXPERTS
We’re Multi-State Cash Out Experts.
CONSOLIDATE
Use funds to consolidate debt.
CONVENIENCE
No unnecessary red tape.
FUNDING
Purchase properties or other dreams.
Not Just Lenders - Problem Solvers!
Great Rates
Lots of mortgage lenders can offer a good rate on a conventional loan. We can too – in fact, our rates are some of the best around.
Unique Solutions
The difference? Hurst Lending finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.
Our Other Cash-Out Loans
CASH OUT INVESTOR LOANS
Refinance your rental property and take out cash for any use.
JUMBO CASH OUT LOANS
Jumbo Cash out loans with fixed or adjustable rates.
CASH OUT MULTIFAMILY LOANS
35 year non-recourse cash-out refinancing with low fixed rates.
About Hurst Lending
Hurst Lending has been helping Texans buy, sell, and refinance their homes since 2006. Our team specializes in solving common roadblocks — like buying before selling, winning bidding wars, or getting financing for homes that need a little work.
We offer unique short-term lending solutions like Domination Loans™ alongside a full suite of loan products: conventional, VA, FHA, cash-out, investor loans, and construction financing.
Whether you're a first-time buyer, an experienced investor, or somewhere in between, we’re here to make financing faster, simpler, and tailored to you.
Latest Blog Posts
How Much Equity Do You Need for a Texas Cash-Out Refinance?
A Texas cash-out refinance usually requires homeowners to keep at least 20% equity in the property after refinancing. In many cases, the new loan cannot exceed 80% of the home’s appraised value under Texas cash-out refinance guidelines. The amount you may be able to...
Cash Out Refinance vs Home Equity Loan in Texas
Texas homeowners often compare cash-out refinancing and home equity loans when they want to access equity in their property. The right option depends on factors such as your current mortgage rate, how much cash you need, your long-term financial goals, and how Texas...
Texas 50(a)(6) Rules: Texas Cash Out Refinance Guidelines Explained
Texas cash-out refinance rules are stricter than in any other state. Under Section 50(a)(6) of the Texas Constitution, homeowners can borrow against the equity in their primary residence, but only within clear legal limits. These rules are designed to protect...
