Conventional Home Loan Finder
Buying, refinancing, or investing? Use the short tool below to see which conventional loan path may fit your situation.
- No credit check.
- No obligation
What Is the Purpose of Your Loan?
Choose the option that best describes what you want to do.
It takes about 2 minutes. No credit check. No obligation.
Choosing a home loan should not feel complicated.
Conventional loans support several different goals, including buying a home, refinancing an existing mortgage, or financing certain investment properties.
This tool helps you quickly identify which loan path may fit your situation before completing a full loan application.
THE BEST OPTION FOR YOU
What the Conventional Loan Finder Helps You Do
In just a couple of minutes this tool helps you:
Identify whether a conventional purchase, refinance, or investment loan fits your goal
Understand which loan path may apply to your situation
Move forward with confidence based on your objective
Clarify next steps before speaking with a loan specialist
Note: This is a guidance tool only. It does not impact your credit.
EXPLORE THE BEST MATCHES FOR YOU
How Your Results Work
Based on your answers, the tool will guide you toward the most relevant conventional loan path.
Purchase
For buyers purchasing a primary residence, second home, or investment property.
Refinance
For homeowners looking to adjust their rate, reduce payments, or explore cash out options.
Investment
For borrowers financing rental or investment properties.
The tool helps confirm whether conventional home loan options are likely the right category before moving into deeper qualification.
Types of Conventional Mortgage Options
Conventional mortgages can take several forms depending on your goals and financial profile.
Examples include:
- Fixed-rate mortgages
- Adjustable rate mortgages
- Low down payment programs
- Conventional loans for certain investment properties
Down payment requirements vary based on occupancy, property type, and borrower profile.
The tool helps determine which loan program aligns with your scenario.
WE ARE HERE TO HELP
This Tool Helps If You Are
Buying a primary residence
Purchasing a second home
Refinancing an existing mortgage
Finance and Investment Property
A Clear Starting Point Without the Guesswork
Many borrowers start by comparing interest rates before confirming the right loan category.
Our Loan Finder helps you identify the correct category first. Once you have direction, you can decide whether to speak with a loan expert and move forward.
- No credit check to use the tool
- No obligation
- Clear next steps
- Guidance before completing a full application
Conventional Loan Finder FAQs
What are the different types of conventional loans?
Conventional loans can include fixed rate mortgages, adjustable rate mortgages, low down payment programs, and certain investment property structures depending on borrower qualification.
Do you have to put 20 percent down on a conventional loan?
No. While 20 percent down avoids private mortgage insurance, many conventional programs allow lower down payments depending on borrower profile and property type.
What is the most common conventional mortgage?
The most common conventional mortgage is a fixed rate loan used for purchasing a primary residence, though refinance and investment options are also common.
What is the downside of a conventional loan?
Conventional loans typically require stronger credit profiles and documented income compared to some government or alternative loan programs.
Explore Your Conventional Home Loan Options
Find out whether conventional financing fits your situation before starting a full loan application.
