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Further Financial Reading

How to Prepare for Homeownership

How to Prepare for Homeownership

Hurst Lending and our AgsReward division are very involved with the Texas A&M community. As such, we hear from a lot of recent graduates who have questions about when and how they should prepare to buy a house. Generally speaking, as people get older, we tend to...

Rehab Loans

Rehab Loans

Does Hurst Lending offer rehab loans? Does Hurst Lending lend based on after repair value? The answer is absolutely to both! In the state of Texas, Hurst lends to real estate investors based on the after repair value (ARV) of a property that needs some updating or...

Interest Rates Have Doubled

Interest Rates Have Doubled

Interest rates have nearly doubled from the beginning of the year. These rate hikes have many people wondering if refinancing to pay off high-interest credit cards is a wise decision. Interest rates on credit cards are still much higher on average than today's...

Buy Before You Sell

Buy Before You Sell

Buy Before You Rent One of the uses of a residential bridge loan is to bridge the gap between the purchase of a new home and renting the departing residence. Historically, the issue  has been that the homeowner must have a signed lease and proof of lease deposit...

Loans for New Construction

Loans for New Construction

FHA and VA loans are very popular options for home buyers who want to buy a home with a low down payment. FHA loans require only a 3.5% down payment, while VA loans require no down payment at all. These loans open the door for more people to take that first step into...

No Seasoning

No Seasoning

The seasoning period is one of the more frustrating issues for experienced investors, but what exactly does that mean?  The seasoning period Is the time that lenders require to pass between the purchase of real estate,  and the ability to recognize and use...

Low Down Payment on a Jumbo Mortgage

Low Down Payment on a Jumbo Mortgage

The jumbo property market in Texas is in much better shape than most markets around the country. However, sales are still slow in the upper end due to a variety of factors..  One of the least discussed of these factors is the large down payment and reserve...

Home Loans During Divorce

Home Loans During Divorce

Anyone that has gone through a divorce will tell you that it was one of the most difficult times in their life. Having your daily routine that you’ve relied on for years pulled out from under you can be incredibly hard by itself. Then, mix in the fact that you’ve got...

Avoid Early Withdrawal Penalties with a Bridge Loan 

Avoid Early Withdrawal Penalties with a Bridge Loan 

Should You Take Money Out of Your 401(k) To Purchase a New Home? Are you an early retiree who is ready to move? Many early retirees looking to move find themselves asking the same question: Should I take money out of my 401k to fund my new home? The truth is that in...

Investor Loans – Debt Service Coverage Ratio

Investor Loans – Debt Service Coverage Ratio

Have you heard about Debt Service Coverage Ratio (DSCR) loans for real estate investors? These loans can be crucial for financing purchases and refinances. If you have not heard of this, don’t worry, at Hurst Lending we speak to investors every day who are new to debt...

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