Navigating the Property Lending Landscape
Unlock the potential of your real estate journey with Hurst Lending. Dive into our comprehensive resource hub filled with guides, expert advice, and actionable insights tailored to buyers, sellers, and investors.
Featured Posts
How Much Equity Do You Need for a Texas Cash-Out Refinance?
A Texas cash-out refinance usually requires homeowners to keep at least 20% equity in the property after refinancing. In many cases, the new loan cannot exceed 80% of the home’s appraised value under Texas cash-out refinance guidelines. The amount you may be able to...
Cash Out Refinance vs Home Equity Loan in Texas
Texas homeowners often compare cash-out refinancing and home equity loans when they want to access equity in their property. The right option depends on factors such as your current mortgage rate, how much cash you need, your long-term financial goals, and how Texas...
Texas 50(a)(6) Rules: Texas Cash Out Refinance Guidelines Explained
Texas cash-out refinance rules are stricter than in any other state. Under Section 50(a)(6) of the Texas Constitution, homeowners can borrow against the equity in their primary residence, but only within clear legal limits. These rules are designed to protect...
Texas Cash-Out Refinance Requirements
A Texas cash-out refinance can help homeowners access equity, but approval depends on more than just how much the home is worth. Lenders look at your credit score, debt-to-income ratio, income stability, home equity, and property eligibility before approving the loan....
Ways to Boost Your Credit Score: Simple Steps That Make a Big Difference
Learn the fastest ways to boost your credit score before applying for a mortgage. Simple steps to improve payment history, lower balances, and fix report errors. Your credit score plays a huge role when you’re getting ready to buy a home.Lenders look at it to decide...
Avoid 401(k) Early Withdrawal Penalties With a Bridge Loan
Thinking about taking money out of your 401(k) to buy your next home?A lot of early retirees consider it, especially when the right property comes up and timing feels tight. But here’s the reality.Using retirement funds before age 59½ almost always means paying a big...
How to Divide Property in a Texas Divorce Using an Owelty Lien
Dividing a home in a Texas divorce can be one of the most complicated — and emotional — parts of property settlement. Texas is a community property state, meaning most assets and debts acquired during the marriage belong equally to both spouses and must be divided in...
Bridge Loans in Texas: What Local Homebuyers Should Know
Bridge loans in Texas are short-term home loans that let you buy a new property before selling your current one. They help you move quickly in fast-moving markets like Dallas, Houston, and Austin — without making a contingent offer. If you're trying to buy a new home...
Press Release July 3, 2025 – Hurst Lending Acquires Ribbon Home
DALLAS, TX — July 3, 2025 Hurst Lending Acquires Assets of Ribbon, Relaunches RibbonHome.com as Division for Alternative Home Financing Dallas, TX - Hurst Lending is pleased to announce the acquisition of key assets of Ribbon Home, Inc., a pioneering real estate...
What Is a Bridge Loan? Everything You Need to Know
Need to buy a new home before your old one sells? You’re not alone — and you’re not stuck. Bridge loans are a short-term financing option designed exactly for that: helping homebuyers and small property investors bridge the gap between buying and selling. Whether your...
Pros and Cons of Bridge Loans: Is It the Right Move for You?
Traditional financing doesn’t always fit real-life situations. Maybe the home you want needs urgent repairs — but that disqualifies it from conventional loans. Maybe you’re self-employed, living on retirement income, or simply don’t want to cash out investments to...
Best Bridge Loan Lenders for Homebuyers and Residential Investors (2025)
Do you need short-term financing that actually fits real life? You’re not alone — and you’ve got options. Whether your new home needs repairs, you're working with 1099 income, or you're on a fixed income and can’t qualify for a conventional mortgage, a residential...
Simplify Your Property Transactions with Hurst Lending
Secure financing smoothly and swiftly. From first-time buyers to seasoned investors, we streamline your real estate endeavors. Have questions or ready to get started? Contact us today for a personalized quote and see how we can make your property dreams a reality.
