Transforming the Future of Real Estate Lending
Our Mortgage Experts can help you buy before you sell, make a cash offer, or purchase a home even if you don’t quite qualify for a conventional loan.
ABOUT US
A Trusted Mortgage Loan Company in Dallas
SHORT TERM LOANS
Fast Funding for Real Estate Investors
Real estate investors face similar issues such as needing help to access their equity quickly due to long seasoning periods or they get forced into paying for high-cost hard money loans when they find a property that needs repairs.
In response to these issues, we began offering short-term bridge loans to help customers overcome these hurdles and purchase their dream homes. Our model provides short-term funding, allowing borrowers to bridge the gap until they can refinance into a conventional loan within six months to a year. This approach targets high-quality customers who temporarily fall outside traditional underwriting guidelines.
TIMELINE
Our Journey in Lending
- 2006
Established Hurst Lending, initially serving friends and family in Dallas and Austin Texas.
- 2007
We expanded our loan offers, welcomed Dat Nguyen of Dallas Cowboys and Texas A&M University fame to our team, and launched AgsReward.com to offer home loans catering specifically to Texas A&M graduates.
- 2008 – 2012
Extending our reach beyond Texas into 13 states.
- 2014
Recognizing the limitations imposed by conventional underwriting rules, our founders began personally lending to high-quality borrowers in Texas, helping them buy before they sell and enabling retired borrowers to purchase a new home even if they were on a fixed income and could not qualify for a conventional loan.
- 2015
We refined our short-term bridge loan model, catering to home buyers who temporarily fell outside standard underwriting guidelines and then helping them transition to conventional financing within six months to a year.
- 2016
We launched a private mortgage investment fund to expand our short-term bridge loan offers.
- 2017
Secured two bank lines of credit and expanded our short-term loan offerings across Texas.
- 2020
Identifying gaps in conventional and DSCR investment property loans, we introduced innovative products like our no-seasoning cash-out refinance and mini-rehab loans, enabling investors to leverage their assets more effectively and expand their investment portfolios.
- 2022
Secured our third bank line of credit and expanded our bridge loan offers to many of the 13 states where we are licensed.
MEET OUR VISIONARIES
Driving Innovation and Expertise in Real Estate Lending
At the core of Hurst Lending is a team of forward-thinking leaders whose expertise, passion, and commitment have propelled the company to success. Co-founders Jay Hurst and Scott Bialek, along with key partners Chris Jandrain and Dat Nguyen, embody the innovative and client-centric spirit that defines Hurst Lending.
At the core of Hurst Lending is a team of forward-thinking leaders whose expertise, passion, and commitment have propelled the company to success. Co-founders Jay Hurst and Scott Bialek, along with key partners Chris Jandrain and Dat Nguyen, embody the innovative and client-centric spirit that defines Hurst Lending.
Jay Hurst
Co-Founder and Financial Innovator
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Jay Hurst, a Residential Mortgage Loan Originator (NMLS# 323441) and financial planner, has dedicated his career to simplifying the lending process for clients. With a BBA in Finance from Texas A&M University (Class of 2000), Jay’s approach to lending is rooted in breaking down barriers and providing customized solutions.
As a serial entrepreneur, Jay has founded multiple successful businesses, including Advanced Educators Financial LLC, a financial planning firm tailored to the education sector. His mission is to help clients navigate the complexities of property financing, ensuring that they achieve their goals with confidence and ease.
Scott Bialek
Co-Founder and Legal Strategist
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Scott Bialek brings a unique blend of legal expertise and entrepreneurial acumen to Hurst Lending. An attorney, Residential Mortgage Loan Originator (NMLS# 284767), and real estate developer, Scott graduated with a BBA from the University of Texas at Austin and a J.D. from St. Mary’s School of Law.
Since co-founding Hurst Lending in 2006, Scott has driven the development of innovative loan programs designed to address the diverse needs of clients. His extensive experience, including senior legal roles at Dell and USAA, positions him as a trusted problem-solver dedicated to client success.
Chris Jandrain
Vice President and Lending Expert
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Chris Jandrain has been a cornerstone of Hurst Lending since its inception. As a Residential Mortgage Loan Originator (NMLS #1001967), Chris specializes in conventional, FHA, VA, and construction loans. His strategic vision was instrumental in introducing one-time close VA loans for new construction—a first in Texas.
With an MBA from the University of Texas and a BA from the University of Michigan, Chris brings both financial acumen and a client-first mindset to every transaction. His deep understanding of the lending landscape ensures that clients receive tailored solutions to meet their unique needs.
Dat Nguyen
Equity Partner & Real Estate Professional
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Dat Nguyen is a distinguished real estate investor and equity partner at Hurst Lending. Known for his illustrious career as an NFL All-Pro linebacker with the Dallas Cowboys and an All-American at Texas A&M University, Dat has seamlessly transitioned into the real estate world.
Beyond his work in property investment, Dat is deeply involved in charitable and community initiatives. As an advocate for financial growth and community empowerment, Dat brings a dynamic perspective to Hurst Lending, reinforcing its commitment to innovation and client success.
Unified by a Vision
Together, Jay, Scott, Chris, and Dat have created a lending powerhouse dedicated to simplifying the financing journey for homeowners and real estate investors alike. Their collective expertise and shared commitment to integrity, innovation, and client satisfaction make Hurst Lending a trusted partner in achieving your property goals.
Trusted. Certified. Proven.
Certified Expertise in Lending: Our Credentials
At Hurst Lending, our extensive credentials, licenses, and industry recognitions reflect our commitment to excellence in lending. We believe that transparency, expertise, and adherence to the highest standards are the foundation of our clients’ trust and success.
Mortgage License
As a licensed mortgage provider with NMLS ID 267051, Hurst Real Estate, Inc. is fully accredited to offer a range of innovative loan products.
This license guarantees that we meet rigorous standards set forth by national and st
Insurance License
Why Credentials Matter
Our certifications and awards are more than just accolades—they are a reflection of our dedication to delivering industry-leading solutions with unmatched expertise. Clients can trust Hurst Lending for transparent, high-quality services that meet the most stringent standards.
With our proven track record of excellence, you can feel confident that Hurst Lending has the expertise and resources to guide you through every step of your financing journey.
Industry Recognitions and Achievements
- Aggie 100 Award: Recognized as one of the 100 fastest-growing Aggie-owned or Aggie-led businesses in the world, a testament to our innovation and growth.
- Top 1% National Producing Loan Officers: A prestigious honor awarded exclusively to the top 1% of producing loan officers in the UWM network nationwide.
- Top 1% Producing Loan Officers in Texas: Recognition for excellence and performance within the state, highlighting our strong regional impact.
LOCATIONS
Nationwide Lending with Dallas Roots
Washington
Oregon
Idaho
Colorado
Oklahoma
Texas
Iowa
Alabama
Georgia
Florida
Virginia
Pennsylvania
As a Dallas-based mortgage lender with a growing nationwide footprint, Hurst Lending provides tailored lending solutions to meet the needs of homebuyers, homeowners, real estate investors, and real estate professionals across the United States. From our headquarters in Dallas, Texas, we’re licensed to originate residential mortgage loans in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Montana, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, and Washington.
Whether you’re navigating state-specific lending requirements or looking for a more flexible financing solution, Hurst Lending combines nationwide reach with local expertise to help you move forward with confidence. As we continue to grow, additional states—including North Carolina—are expected to become available soon.
TESTIMONIALS
Hear From Our Clients: Real Success Stories
transparency and integrity.
Clear and Open Communication
At Hurst Lending, transparency and clear communication are at the heart of everything we do. We believe that informed clients make confident decisions, so we prioritize keeping you updated at every stage of the lending process with personalized mortgage services tailored to your unique needs.
From the initial consultation to closing, our team ensures you understand the details of your loan, any potential challenges, and the next steps. You’ll receive regular updates through personalized emails, phone calls, or your preferred communication method. Our team is always available to answer questions, address concerns, and provide clarity when needed.
We also simplify complex terms and processes, breaking them down into easy-to-understand explanations. By being open and honest, we aim to build trust and provide you with peace of mind throughout your home financing journey.
When you choose Hurst Lending, you’re choosing a partner who values your trust and works diligently to earn it every step of the way.
Why Hurst Lending
Our Promise to You
Choosing Hurst Lending means partnering with a team dedicated to simplifying your home financing journey. Here’s what sets us apart:
Whether you’re navigating local regulations or exploring innovative lending options, Hurst Lending combines nationwide reach with local expertise to make your real estate journey seamless.
Hurst Lending isn’t just a lender—we’re your partner in achieving real estate success. Let us show you how a thoughtful, innovative approach can make all the difference.
Customer-Centric Services
At Hurst Lending, your needs come first. Our personalized approach ensures tailored solutions that align with your goals, whether you’re buying your dream home or growing your real estate portfolio.
Innovative Loan Products
We specialize in creative lending options that solve real-world challenges. From bridging loans to no-seasoning cash-out loans and investor-focused products, our unique offerings provide the flexibility and efficiency you need in today’s market.
Unmatched Expertise
With a foundation in real estate investment and decades of experience, our team brings a deep understanding of both lending and the property market. You can trust us to navigate complexities and deliver results.
Transparent Communication
We prioritize honesty and clarity in every interaction. You’ll always know where you stand and what to expect throughout the process.
Family-Driven Culture
As a family-managed company, we value integrity, adaptability, and long-term success for our clients. Building lasting relationships is at the core of what we do.
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We’re here to take the stress out of buying and financing a home
