We are a conventional and portfolio mortgage lender and we’re expanding!
Now offering residential and investor loans in Alabama, Colorado, Connecticut, Florida, Georgia, Idaho, Iowa, Louisiana, Oregon, Pennsylvania, Texas, Virginia and Washington.
Mortgage Rates
Loan Type | Rate | APR |
|---|---|---|
| 30 Year Fixed | 4.625% | 4.75% |
| 15 Year Fixed | 4.125% | 4.25% |
| Jumbo 30 Year Fixed | 4.750% | 4.88% |
| FHA 30 Year Fixed | 4.250% | 4.75% |
| VA 30 Year Fixed | 4.250% | 4.75% |
| * Mortgage Rates as of 09/17/2018 10:37 PM. Rates quoted with 0% points with these assumptions. Not all programs are available in all areas or to all borrowers. |
Traditional Mortgages
- Low Down-Payments
- Buy, Refi, or Cash Out
- Primary or second home
- New Construction or Existing Homes
- Investment Properties
- Bridge Loans, Divorce Loans and other special solutions
Portfolio Loans
Residential Bridge Loans
Purchase New Home Before Old Home Sells
Self-Employed Borrowers (less than 2 years tax returns ok)
Retired & Fixed Income Buyers
“My Buyer Fell Out!” Bridge Loan
Real Estate Investor HELOC/Line of Credit
Click for Residential Bridge Loan Options
Click for other Specialty Loan Programs
Hurst Realtor Match: Free Realtor Referral Service
Expert Realtors You Can Count On
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Whatever your real estate needs, we will find a specialized expert for you
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Experienced Realtors specializing in rural properties, VA Loans, first-time home-buyers, growing families, down-sizing, investment properties and more.
- Save time and hassle
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Buyer’s and Seller’s Agents
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No cost, no obligation
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Up to $6000 cash back!
Click to learn more about the Hurst Realtor Match referral program.
Why Choose Hurst
Customer Reviews
Repeat & Referred Business
Successfully Closed Loans/Year
2012 & 2013
Closed on our first home his morning and the process went great. Jay and his team do an outstanding job with communication and explaining everything along the way. For a first time buyer, they do a great job with every single step in the process.
Hurst got me a great deal. I bought a new home so initially I dealt with the builder’s “preferred lender.” I told my builder’s “preferred lender” what Hurst’s offer was and he stated “sounds too good to be true, you sure he has everything included in his gfe?” Well, it was true and I couldn’t be happier!
He beat our builder’s lender’s offer, was a whole lot easier and nicer to work with, answered our questions, and we closed on time. AND we got to work with Aggies all around.
We closed on our house with Jay in November. He did a great job for us as well. We had a few issues that were out of the ordinary, and he helped us get through underwriting on time and close on the original date.
Family Owned & Opperated
Still A Family Business
Founded by Jay Hurst and Scott Bialek, Hurst Lending & Insurance is still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!
Jay Hurst & Family
Scott Bialek & Family
How We Work – Virtual Workforce
We pride our self on having a unique virtual, work from home staffing model. Many of our team members are stay-at-home parents who want a professional role with flexible hours. Our team members tend to have college degrees and all of them have the ability to work from home with flexible hours. We are adding team members to support our fast growing conventional and portfolio loan business. If you are interested in joining our team, please visit our careers page.
Texas Aggie Heritage
Hurst Lending is proud to be a part of the Texas A&M community. Co-founder Jay Hurst (’00), investor Dat Nguyen (’98), senior manager of loan processing Sonja Zadel (’93) and several other employees and investors have degrees from Texas A&M.
Hurst Lending has been named twice among the 100 fastest-growing Aggie companies.
Out of a desire to serve the Texas A&M community, Hurst Lending & Insurance created a division called AgsReward, which offers an Aggie Realtor Referral program, apartment loans, and other mortgage and insurance offers particularly relevant to the Aggie family. AgsReward is a sponsor and active participant on the Real Estate Forum on TexAgs.com.
Hurst Lending is also very proud that we have twice been recognized on the Aggie 100 list of fastest-growing Aggie-owned companies.
Refinance & Save
- Lower your interest rate
- Convert from 30 year to 15 year mortgage
- Lower your monthly payment
- Consolidate higher payment loans
- Eliminate PMI or higher rate 2nd liens
- Take cash out for home improvements
Not Just Lenders. Problem Solvers.
Lots of mortgage lenders can offer a good rate on a conventional loan. We can too – in fact, our rates are some of the best around.
The difference? Hurst Lending finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.
We Have The Answer To:
"I can't buy a new house till my old one sells."
"I need a low down-payment jumbo loan."
"I want to buy a house NOW, but my divorce isn't final"
"Other lenders can't help me because I've been working overseas."
"They said my short sale was too recent..."
"I want to build my own home...
but I need a low down payment construction loan."
and
"I want to buy a rural home on a LOT of land."
"I just found out my dream vacation condo is a
non-warrantable condo project."
"I want to buy an investment property,
but I don't want to make a big down payment."
"Does anyone even offer mortgage loans for condotels?"
Securing a Self-Employed Mortgage – Even with One Year of Tax Returns
Buying a house doesn't have to be difficult if you are recently self-employed! Remember when lenders offered “stated income loans” for self-employed borrowers? Before the 2008 financial crisis, many lenders offered self-employed borrowers the ability to secure a loan with little or no proof of [...]
Avoid Early Withdrawal Penalties with a Bridge Loan
Are you an Early Retiree who's ready to move? Should I take Money Out of My 401(k) To Purchase a New Home? In almost all cases, drawing from your retirement, or 401(k), account is not a good idea. Saving money through a 401(k) provides [...]
Bang for Your Buck: Profitable Home Projects
Profitable Home Projects As homeowners, we’re fortunate enough to have a huge asset on our hands – our house! However, houses can also be incredibly costly if you skip essential repairs, or take on more than you can handle in terms of remodeling or projects. On [...]